Credit Tips: How Do Student Loans Affect Credit History?

Posted On: February 1, 2006

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Posted: Mon Oct 25, 2004 1:44 am
Post subject: How Do Student Loans Affect Credit History?
Dan W
Date: 1/13/2001 10:45 am CDT

I have taken out student loans as I am in the process of college. They are subsidized and since I am still in college and I have not begun to pay them off yet. How would this be viewed by potential card issuers?

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Posted: Mon Oct 25, 2004 1:45 am
Post subject: How Do Student Loans Affect Credit History?

Shereen
Date: 1/14/2001 11:52 am CDT

Im in my 3rd year at The Pennsylvania State University and I have a lot of student loans too. On my credit report they just reflect that: Paid or paying as agreed. Since you are not required to start repaying them back yet, they are going to reflect POSITIVELY on your credit report.

But, You should obtain a copy of your credit report to be certian (from all three credit reporting agency’s)