Credit Tips: Fleet Credit Card Review

Posted On: February 1, 2006

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Posted: Thu Jan 13, 2005 2:13 pm
Post subject: Fleet Credit Card Review

Jimmy Johnson
Date: 6/14/2000 11:26 pm CDT

After two years of having a competative % rate amd paying my bill on time, I was raised to a rate of 27%. I called and received a lame explaination that they mailed me information about this two months ago. I watch my % rates and believe me i did not see anything before this statement of a rate hike to 27%

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Posted: Thu Jan 13, 2005 2:14 pm
Post subject: Fleet Credit Card Review

Scott Keaton
Date: 6/25/2000 2:59 pm CDT

I also got this same crap, I never recieved any notice and they bumped me up to 16.86% with lame excuse, refer to post.

Credit Tips: Fleet Credit Card Review

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Author: Sai
Posted: Fri Jul 18, 2003 7:19 pm
Post subject: Fleet Credit Card Review

Fleet send me pre approved platinum offer with 0% APR on purchases until 2004 October then 8.99% APR. But I am skeptical about their offers because their variable rate is based on LIBOR. Anyone know about Fleet? And GM send me pre approved offer. Anybody know about GM card too?
But my desirable cards are Capital One No Hassle Platinum and American Express Gold cards. I am still waitng until AMEX and Capital One send their pre-approved offers. Thank you everyone.

Author: Verne
Posted: Sat Jul 19, 2003 2:32 am
Post subject: Fleet Credit Card Review

Sai,

Household Bank handles the GM card and has a poor reputation although I’ve had no complaints. They’ve given me several periodic credit limit increases and no-nonsense balance transfer offers. Unlike some cards, they usually waive the balance transfer fees and give good rates for the life of the loan*. But beware, GM will change the rate if they find a derog on the credit report - and they check every month.

My experience with Fleet was brief. After the intro period my rate went to 14% and I bailed out. But I had no trouble with them and, like GM, they were liberal with the credit limit.

I used to think Household and Fleet were second-class cards but after reading all the complaints about the respectable cards, they don’t look so bad. Like any credit card, just use it to your advantage for as long as possible. That Fleet deal looks good.

Author: Sai
Posted: Sat Jul 19, 2003 4:02 am
Post subject: Fleet Credit Card Review

Thank you for your quick response, Verne. Can you suggest me some high end cards? I don’t want many accounts appear on my credit report. And I don’t want to open and close the accounts. What do you think Capital One Platinum card and AMEX Gold charge card? My credit history is pretty short__ about two years. But I don’t carry the balances. I pay off every month and I think that’s why my score is getting higher. Thanks.