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Tuesday, February 14, 2006

Capital One Gold Mastercard Credit Card Review

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Posted: Sat Jan 08, 2005 3:00 pm
Post subject: Capital One Gold Mastercard Credit Card Review


Amanda
Date: 10/3/2000 11:02 am CDT

Does anyone know anything about this card? I received a pre-approved notice in the mail, and was considering applying, however, I cannot find any information about the card and its benefits. I've read bad reviews about the gold visa card, and I'm wondering if the mastercard is the same. Any help would be very much appreciated!


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


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Posted: Sat Jan 08, 2005 3:00 pm
Post subject: Capital One Gold Mastercard Credit Card Review


Eugene Skorodinsky
Date: 10/4/2000 2:18 am CDT

> I've read bad reviews about the gold visa card, and I'm wondering if the mastercard is the same.

Don't pay attention to the card logo or to the metal it claims to be made of. It's the bank's reputation that matters, and Capital One has got no the best of them around.



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Posted: Sat Jan 08, 2005 3:00 pm
Post subject: Capital One Gold Mastercard Credit Card Review


Board Monitor - CA
Date: 10/4/2000 8:31 am CDT

Amanda,

Eugene makes a good point. The logo doesn't really matter much in this case, because Visa and Mastercard are very similar in terms of acceptance, etc. The platinum Capital One card has a very attractive interest rate of 9.9% fixed and a introductory purchase rate of 0% for six months(see our "Low Rate Report" by clicking on "Card Reports" from our home page). However, the gold card is much less attractive. I am not sure what rate they quoted you, but their website (http://www.capitalone.com) states the gold card has a 19.8% fixed rate and a $39 annual fee.

If you credit rating is decent, I would suggest applying for the platinum card (you can apply online). If you are declined for the platinum card, you will be considered for the Capital One Gold Benefits Visa. The attractive thing about this card is that the interest rate is the same as the platinum card!

If you haven't already, you may also want to check out our cardholder card reviews section (click on "Card Reports" from our home page). There are several reviews for various Capital One cards by actual cardholders.

Hope this helps!

Best Regards,
Curtis Arnold
CFCCT P.R. Director
http://www.cardratings.org


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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