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Friday, January 13, 2006

Tips on Avoiding Credit Card Late Fees

Author: Larry
Posted: Wed Jul 21, 2004 10:54 am
Post subject: Tips on Avoiding Credit Card Late Fees


10/15/2001 1:22 pm CDT

How about a list of cards w/o a LATE PAYMENT fee?? I pay off balance every month except when I am traveling or just miss payoff date by a couple of days. The interest rate is far less (and less important) than paying $29 for $300 payment that was 4 days late. THANKS


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Author: eedmason
Posted: Wed Jul 21, 2004 10:54 am
Post subject: Tips on Avoiding Credit Card Late Fees


10/15/2001 1:30 pm CDT

MBNA Has a Quantum Product, that includes no fees.. Your credit has to be A-1.. Go Online to MBNA.com for imformation



Author: Linda in VA
Posted: Wed Jul 21, 2004 10:55 am
Post subject: Tips on Avoiding Credit Card Late Fees


10/15/2001 8:04 pm CDT

AmEx gives you until the next closing date.


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Author: Ira Stoller
Posted: Wed Jul 21, 2004 10:55 am
Post subject: Tips on Avoiding Credit Card Late Fees


10/15/2001 10:13 pm CDT

Mabe I'm just a bit old fashioned, but these days with all the options available there's virtually no excuse to miss a payment. Internet access is available everywhere. You can either sign on to your bank's electronic payment service (virtually every bank offers such services, usually at little or no charge), or sign on to your credit card's electronic debit service. I tend to set up my payments as soon as I receive a statement. I instruct my bank to send payment five days prior to the due date. I have payments already set up to go out in November & December. At some point every card issuer will impose a late fee. That's the way the industry is going. They want you to pay on time. Not a big thing for them to ask for.

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