Temporary US Resident Credit Card

Author: Gabriel
Posted: Thu Jul 08, 2004 2:02 am
Post subject: Temporary US Resident Credit Card

2/4/2002 8:43 pm CDT

Dear Sir/Madam,
I am a graduate student, and I've just arrived in USA, with a F1 visa. I am employee of the University of Cincinnati, I earn >$30000, and of course, I don't have A credit Hystory. I Have already made a misteake, by applying for a credit card, and I was rejected (I have heard that this will count as a negativ point to my history). I leave in a rent appartement, and I intend to be a serios customer but... Do I have any chance to build a credit hystory? If yes, would you please give me some advices how to do that?
Thank you very much!
Sincerely yours,
Gabriel Ghiaur

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Author: Ed Mason
Posted: Thu Jul 08, 2004 2:03 am
Post subject: Temporary US Resident Credit Card

2/4/2002 9:20 pm CDT

1. A couple of questions?
a. What are your plans for the future..? are you in the process of applying for a Green Card?
b. Are you a preferred Professional.. ? Engineer, Medical, ect..
c. Are you sponsored by your employer?

If the answer to these questions are yes, you should be able to get approved for a Credit Card pending verification of employment..

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Author: Péter
Posted: Thu Jul 08, 2004 2:04 am
Post subject: Temporary US Resident Credit Card

2/5/2002 8:19 am CDT

If you have an SSN then you can start building your credit history with a Secured Credit Card...
That's how I started 20 months ago ... no I have a credit line of ~22000

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