Credit Tips: Reduced Interest Rates On Credit Cards

Posted On: January 1, 2006

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Posted: Thu Sep 23, 2004 11:38 pm
Post subject: Reduced Interest Rates On Credit Cards
chris
Date: 2/28/2001 9:26 am CDT

I was wondering if your site has a section dealing with getting your interest rates lowered? If not, how would you go about it? I have perfect credit and have had the same card for a few years now. The interest rate is very high. 17.9% It doesn’t really effect me because I pay it off every month, but still, I would like it lowered.

If you are responding as this site’s moderator, please let me know.

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Posted: Thu Sep 23, 2004 11:38 pm
Post subject: Reduced Interest Rates On Credit Cards

mom
Date: 2/28/2001 1:27 pm CDT

Have you tried calling them up and asking for a rate reduction?? I have done this recently with my citibank card, it was 19.4 ouch and they reduced it to 12.9 on the spot. Some may suggest threatening to close your account. Others often call and tell them that they would like to continue being a customer with the bank but have gotten better offers and lower rates, and then ask if they can do anything for you?

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Posted: Thu Sep 23, 2004 11:39 pm
Post subject: Reduced Interest Rates On Credit Cards

Board Monitor - CA
Date: 3/2/2001 1:51 pm CDT

Mom,

Could you please contact me via e-mail? We are in the process of sending regular posters a couple of tokens of our appreciation (no strings) and I would like to know if you are interested. If so, please drop me an e-mail at the address below and I’ll give you more info. Thanks!

Best Regards,
Curtis Arnold
CFCCT P.R. Dir.
http://www.cardratings.com