Credit Tips: Low Interest Rate Balance Transfer Credit Card

Posted On: January 1, 2006

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Posted: Mon Sep 27, 2004 1:20 pm
Post subject: Low Interest Rate Balance Transfer Credit Card

diane hurd
Date: 2/22/2001 4:48 pm CDT

Does anyone know of a card that you can transfer your other cards to that will not just give you that rate for a short time? I have platinum rating cards. I think I read them carefully and then pretty soon I start checking the rates I am paying and it is 9.9 plus 6.9 and then I am ready to switch again. thanks for your help. Diane

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Posted: Mon Sep 27, 2004 1:21 pm
Post subject: Low Interest Rate Balance Transfer Credit Card
Darrell
Date: 2/22/2001 4:56 pm CDT

Bank of America has an 8.9 percent offer for the life of the balance transfer. The smart way to do this is never to use the card after you transfer the balance. New purchases and cash advances are assessed a higher interest rate.

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Posted: Mon Sep 27, 2004 1:21 pm
Post subject: Low Interest Rate Balance Transfer Credit Card

diane hurd
Date: 2/23/2001 10:33 am CDT

thank you, that is good to know. When I transferred my balances from my other credit cards, I tried to use only that one and that is where I guess Next got me by adding the 9,9 and 6.9 on to that. thanks Diane

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Posted: Mon Sep 27, 2004 1:22 pm
Post subject: Low Interest Rate Balance Transfer Credit Card

Cherie
Date: 9/8/2001 0:41 am CDT

Darrell,

I took the 8.9% in February on $6800 - down to 5437.77. I am making regular monthly payments of 150 per month. ( $600 I pulled off in July for a citi BT of 2.9. Anyway, any idea on if they will automatically raise the credit limit or offer to transfer more over (up to the limit) as my balance comes down?

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Posted: Mon Sep 27, 2004 1:22 pm
Post subject: Low Interest Rate Balance Transfer Credit Card

Cherie
Date: 9/8/2001 0:41 am CDT

Darrell,

I took the 8.9% in February on $6800 - down to 5437.77. I am making regular monthly payments of 150 per month. ( $600 I pulled off in July for a citi BT of 2.9. Anyway, any idea on if they will automatically raise the credit limit or offer to transfer more over (up to the limit) as my balance comes down?

Credit Tips: Low Interest Rate Balance Transfer Credit Card

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Posted: Wed Aug 18, 2004 8:26 pm
Post subject: Low Interest Rate Balance Transfer Credit Card
E.MAGEE
Date: 5/19/2001 5:39 pm CDT

I am looking to transfer 15k of credit card expenses onto a less expensive one.My limit is 22k with a rate of 12.99%.Please give me a list of cariers with a less apr on a fixed basic.

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Posted: Wed Aug 18, 2004 8:26 pm
Post subject: Low Interest Rate Balance Transfer Credit Card

Board Monitor - CA
Date: 5/21/2001 9:29 pm CDT

E. Magee,

Thanks for your post! Take a look at our “Low Intro Rate Report” by clicking on “Card Reports” from our home page.

Hope this helps and let us know how things turn out!

Best Regards,
Curtis Arnold
CFCCT P.R. Dir.
http://www.cardratings.com

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Posted: Wed Aug 18, 2004 8:27 pm
Post subject: Low Interest Rate Balance Transfer Credit Card

Howard
Date: 5/26/2001 11:31 pm CDT

For carrying large balances I recommend Wachovia “prime for life” Visa. Right now their BT’s are 5.9% for 6 months, then whatever the prime is at the time. Right now it is 7.5%. They do charge a yearly fee for this card ($8 but with large balances you will save money in the long run on interest. Check out www.wachovia.com. It can’t hurt.