How to Start Building a Credit History
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Posted: Thu Aug 12, 2004 2:10 pm
Post subject: How to Start Building a Credit History
SEONG
Date: 6/25/2001 1:52 am CDT
8MONTH AGO, I GOT A VISA GOLD CARD FROM PROVIDIAN. I AM KEEPING GOOD PAYMENT UNITL NOW. MY CREDIT LIMIT IS FROM $500 TO $1800. I WANT TO BUY A CAR AND I HAVE TO GET SOME LOAN. BECAUSE OF MY CREDIT ,IT IS HARD TO GET THOSE THING.
SO I WANT TO GET A WORD FOR GOOD CREDIT HISTORY.
HOW CAN I BUILD A GOOD CREDIT?
p.S. LET ME INTRODUCE MY FRIEND STORy.
I HAVE A FRIEND WHO IS A RESIDENT OF USA,HAVE STAYED FOR LESS THAN 2YEARS, HAD JUST 3 DEPARTMET STORE CARDS
BUT LAST MONTH, SHE GOT 2 PLATIUM CARDS(ONE IS CITI,THE OTHER IS AT&T) BEFORE THESE CARDS SHE NEVER GOT CREDIT CARDS(SECURED OR UNSECURED)
I WAS VERY CURIOS ABOUT THAT. IF I JUST USE DEPARTMENT STORE CARDS WELL, CAN I GET PLATIUM CARDS? I WANT TO ASK A EXPERT. UNTIL NOW I THOUGHT THAT PLATIUM CARD IS FOR VERY EXCELLENT CREDIT HISTORY CUSTOMER
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Thu Aug 12, 2004 2:10 pm
Post subject: How to Start Building a Credit History
Péter
Date: 6/25/2001 8:07 am CDT
You can get a car loan without having any credit history.
Actually I've started building my credit history by getting a car loan only 2 weeks after I've arrived to US.
As about the Platinum cards. It seems to me that the most important thing is to have at least 2 years of credit history without any delinquency
archive
Posted: Thu Aug 12, 2004 2:11 pm
Post subject: How to Start Building a Credit History
Eugene
Date: 6/25/2001 11:00 pm CDT
I started getting good offers of unsecured cards in the mail just 6 months after using a secured card with no previous credit history at all. After 8 months I qualified for a Platinum Citibank card. It is much easier, cheaper and faster to build credit than to re-build it.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Thu Aug 12, 2004 2:10 pm
Post subject: How to Start Building a Credit History
SEONG
Date: 6/25/2001 1:52 am CDT
8MONTH AGO, I GOT A VISA GOLD CARD FROM PROVIDIAN. I AM KEEPING GOOD PAYMENT UNITL NOW. MY CREDIT LIMIT IS FROM $500 TO $1800. I WANT TO BUY A CAR AND I HAVE TO GET SOME LOAN. BECAUSE OF MY CREDIT ,IT IS HARD TO GET THOSE THING.
SO I WANT TO GET A WORD FOR GOOD CREDIT HISTORY.
HOW CAN I BUILD A GOOD CREDIT?
p.S. LET ME INTRODUCE MY FRIEND STORy.
I HAVE A FRIEND WHO IS A RESIDENT OF USA,HAVE STAYED FOR LESS THAN 2YEARS, HAD JUST 3 DEPARTMET STORE CARDS
BUT LAST MONTH, SHE GOT 2 PLATIUM CARDS(ONE IS CITI,THE OTHER IS AT&T) BEFORE THESE CARDS SHE NEVER GOT CREDIT CARDS(SECURED OR UNSECURED)
I WAS VERY CURIOS ABOUT THAT. IF I JUST USE DEPARTMENT STORE CARDS WELL, CAN I GET PLATIUM CARDS? I WANT TO ASK A EXPERT. UNTIL NOW I THOUGHT THAT PLATIUM CARD IS FOR VERY EXCELLENT CREDIT HISTORY CUSTOMER
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Thu Aug 12, 2004 2:10 pm
Post subject: How to Start Building a Credit History
Péter
Date: 6/25/2001 8:07 am CDT
You can get a car loan without having any credit history.
Actually I've started building my credit history by getting a car loan only 2 weeks after I've arrived to US.
As about the Platinum cards. It seems to me that the most important thing is to have at least 2 years of credit history without any delinquency
archive
Posted: Thu Aug 12, 2004 2:11 pm
Post subject: How to Start Building a Credit History
Eugene
Date: 6/25/2001 11:00 pm CDT
I started getting good offers of unsecured cards in the mail just 6 months after using a secured card with no previous credit history at all. After 8 months I qualified for a Platinum Citibank card. It is much easier, cheaper and faster to build credit than to re-build it.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 12:13 PM
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