Credit Tips: How to Check your Credit Report

Posted On: January 1, 2006

Author: Jeff
Posted: Mon Jul 19, 2004 6:02 pm
Post subject: How to Check your Credit Report

10/24/2001 7:10 pm CDT

How important is a credit report. My wife and I have just recently tried to obtain our first card, and were denied. Amazing though considering our income, and how easy it was to obtain a new car a month ago. Neither of us have had any credit problems that we can think of in the past years. What could be on this report, to cause them to deny our request for a credit card? HELP!

Author: Mom
Posted: Mon Jul 19, 2004 6:03 pm
Post subject: How to Check your Credit Report

10/24/2001 7:25 pm CDT

What were the reasons for your denial?? It should have stated that in the denial letter and you are entitled to a free report from whomever they pulled from.

You may want to get a copy of all 3 to see if there is anything on them. But the denial reasons should give you a clue.

Author: Mom
Posted: Mon Jul 19, 2004 6:03 pm
Post subject: How to Check your Credit Report

10/24/2001 7:45 pm CDT

When you receive the letter it will tell you what agency they used and give you instructions on how to obtain your free report.

If you want you reports now you can go to each of the agencies sites.

www.equifax.com cost of report 8.50, 12.95 for report and score get it right there online

www.experian.com, you can also order and receive online for 8.50, however they have a credit monitoring service where you can try it free for 30 days and you receive your report instantly, you can cancel just make sure you do so before the 30 day trial period is up. www.creditexpert.com

www.transunion.com, this site you can order online but they will mail it to you

also www.worthknowing.com, let’s you see a copy of your transunion report for free, sometimes this site is a little out of date for some, but hey it’s free no trial period to sign up for.