Credit Tips: Fleet Titanium Credit Card Review

Posted On: January 1, 2006

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Posted: Thu Sep 23, 2004 10:58 pm
Post subject: Fleet Titanium Credit Card Review

Ralf
Date: 3/6/2001 4:06 pm CDT

I am planning to apply to Fleet Titanium Visa. This card earns up to 2% (I know it will only give you 2% if you spend more than $8,000) cash rebate. This card is highly rated in many web sites. I called Fleet and was told that Titanium does not exist anymore but their Platinum is exactly the same card except it has a different name. Is this true?

I charge a lot on my credit card and I pay off the balance every month. So, high interest rate does not bother me. Discover and certain American express cards have 2% cash back but establishment accepting Discover is almost non-existent and American Express is not as widely accepted as MC and Visa in US.

On a separate issue, I saw that they would not let people bring legal action against them. While I disagree with the ‘no sue policy’, most of the credit companies have this policy. I have American Express and I know that they have similar policy. In the Consumer Report not too long ago had an article about preemptive release of right to sue by many companies now including car dealerships.

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Posted: Thu Sep 23, 2004 10:58 pm
Post subject: Fleet Titanium Credit Card Review

Dani
Date: 3/6/2001 5:51 pm CDT

Ralf:

I have nothing good to say about Fleet. My husband had the Fleet Titanium Visa card. Although the card itself was satisfactory, Fleet’s customer service department is one of the worst in the business. Also, excessive fees and increasing of interest rates for no reason. Although not everyone accepts Amex or Discover I believe those merchants are few and far in between. I have both a Discover and American Express and I could not be happier. No annual fees and great customer service departments. Just my two cents.
Best wishes.

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Posted: Thu Sep 23, 2004 10:59 pm
Post subject: Fleet Titanium Credit Card Review

Eugene
Date: 3/6/2001 10:35 pm CDT

Ralf, check this out:
http://cards.fleet.com/apply/benefits1_reb.asp
I agree with Dani, though, even a couple hundred extra rebate bucks is not worth bad service.