Discover Card Credit Card Review
Author: jane
Posted: Mon Jul 12, 2004 1:00 am
Post subject: Discover Card Credit Card Review
11/19/2001 6:19 am CDT
The Discover Card offer promoted on your site has a big downside that you may want to call attention to. There is no maximum service charge for balance transfers. Usually there is a charge of 3% with a max of $35.00 or so. For someone like me with a large balance to transfer (8500.00), the transfer charge almost wipes out the benefit of transferring.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Mon Jul 12, 2004 1:01 am
Post subject: Discover Card Credit Card Review
11/19/2001 11:39 am CDT
I just got 5.90% no BT fee.
0.00% is advertised on their web site (new applications).
Call and ask for no BT fee.
Ask for 0.00% BT no BT fee, if they say NO, ask for 5.90% no BT fee.
Author: Board Monitor
Posted: Mon Jul 12, 2004 1:01 am
Post subject: Discover Card Credit Card Review
11/19/2001 1:31 pm CDT
Jane,
Thanks for your post! Are you referring to the Discover Platinum offer? If so, there is NO balance transfer fee for the initial balance transfer (assuming you are not an existing Discover customer).
The fee I believe you are referring to is for cash advances. Cash advances are treated differently.
Let us know how things turn out!
Best Regards,
Curtis Arnold
CFCCT P.R. Dir.
http://www.cardratings.com
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Doug
Posted: Mon Jul 12, 2004 1:02 am
Post subject: Discover Card Credit Card Review
11/19/2001 6:52 pm CDT
Yes, I just applied for a Discover Card 0% for six months offer with no balance transfer fee. But be careful, in the fine print they say that you must use the special form checks (included with their offer application) to get the no balance transfer fee. Otherwise, "gottcha!" - you are going to pay a balance transfer fee.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Jul 12, 2004 1:00 am
Post subject: Discover Card Credit Card Review
11/19/2001 6:19 am CDT
The Discover Card offer promoted on your site has a big downside that you may want to call attention to. There is no maximum service charge for balance transfers. Usually there is a charge of 3% with a max of $35.00 or so. For someone like me with a large balance to transfer (8500.00), the transfer charge almost wipes out the benefit of transferring.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Mon Jul 12, 2004 1:01 am
Post subject: Discover Card Credit Card Review
11/19/2001 11:39 am CDT
I just got 5.90% no BT fee.
0.00% is advertised on their web site (new applications).
Call and ask for no BT fee.
Ask for 0.00% BT no BT fee, if they say NO, ask for 5.90% no BT fee.
Author: Board Monitor
Posted: Mon Jul 12, 2004 1:01 am
Post subject: Discover Card Credit Card Review
11/19/2001 1:31 pm CDT
Jane,
Thanks for your post! Are you referring to the Discover Platinum offer? If so, there is NO balance transfer fee for the initial balance transfer (assuming you are not an existing Discover customer).
The fee I believe you are referring to is for cash advances. Cash advances are treated differently.
Let us know how things turn out!
Best Regards,
Curtis Arnold
CFCCT P.R. Dir.
http://www.cardratings.com
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Doug
Posted: Mon Jul 12, 2004 1:02 am
Post subject: Discover Card Credit Card Review
11/19/2001 6:52 pm CDT
Yes, I just applied for a Discover Card 0% for six months offer with no balance transfer fee. But be careful, in the fine print they say that you must use the special form checks (included with their offer application) to get the no balance transfer fee. Otherwise, "gottcha!" - you are going to pay a balance transfer fee.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 12:47 PM
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