Credit Tips: Capitol One Fixed APR Balance Transfer Review

Posted On: January 1, 2006

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Posted: Mon Sep 27, 2004 1:36 pm
Post subject: Capitol One Fixed APR Balance Transfer Review
Julie Sears
Date: 2/21/2001 10:54 am CDT

Just to let you know, I just received in the mail an offer from Capital One.
7.9% APR fixed on balance transfers for the whole term of the balance. Not
just 6 months or so, until the balance is paid off. This is a platinum Visa
card offer based on a person’s financial performance.

Per your site, just thought I’d “share” this with you.

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Posted: Mon Sep 27, 2004 1:36 pm
Post subject: Capitol One Fixed APR Balance Transfer Review

diane hurd
Date: 2/22/2001 4:38 pm CDT

Julie, did you find out if this is true. I thought when I
transferred all my accounts to next that they agreed to 9.9 for life too…..haaaaaa. 16.9 so I would be very interested if your outcome. thanks Diane

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Posted: Mon Sep 27, 2004 1:36 pm
Post subject: Capitol One Fixed APR Balance Transfer Review

Linda in VA
Date: 2/22/2001 11:21 pm CDT

Diane,

Yep, you’re right - the offer is usually stated “prime plus 6.9%, or whatever” - people only hear (or read) the “6.9%” - kind of works like “up to….” and “as low as…” - folks hear what they want to hear - marketing depts count on it!

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Posted: Mon Sep 27, 2004 1:37 pm
Post subject: Capitol One Fixed APR Balance Transfer Review

diane hurd
Date: 2/23/2001 10:36 am CDT

Thanks. I got a invitation to a card that I already have offering me a lower interest and I am going to call and see what they can do about that….weird…Diane