Cancelling Credit Card Before Activation

archive
Posted: Fri Sep 10, 2004 2:55 pm
Post subject: closing credit card before activating

jo
Date: 3/23/2001 9:57 pm CDT

I recently applied for and was approved for a Nextcard online. The card I was approved for was a secured card, and they offered an upgrade. I decided I wanted neither card, and did not complete the process, and in fact emailed that I was not interested in the card, despite the approval. The response was "too late, once you applied you are issued the card" My question is: What is the best way to handle not accepting the card..do I have to close an account, or is not activating the card enough?

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archive
Posted: Fri Sep 10, 2004 2:55 pm
Post subject: Cancelling Credit Card Before Activation

Eugene
Date: 3/23/2001 10:19 pm CDT

When you receive the card, do not activate it AND call them to close the account. They might tell you that you have to write a letter, though.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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archive
Posted: Fri Sep 10, 2004 2:56 pm
Post subject: Cancelling Credit Card Before Activation

Linda in VA
Date: 3/24/2001 11:30 pm CDT

Make sure they report it as "closed by consumer" - check on it too!!

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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