Credit Tips: Best Way to Cancel Credit Cards

Posted On: January 1, 2006

Author: chris
Posted: Fri Jul 16, 2004 7:35 am
Post subject: Best Way to Cancel Credit Cards

10/29/2001 0:56 am CDT

I currently have 3 credit cards.. all from the same bank: Providian .. they are all high 23.99% APR.. is there any way I can combine any of the cards or my accounts?

The three cards are:

- Providian Visa Gold
- Providian Mastercard Gold
- GetSmart Classic

Also, I think I would like to cancel one or two of them, is there a charge for cancelling a card?

Author: mouse
Posted: Fri Jul 16, 2004 7:35 am
Post subject: Best Way to Cancel Credit Cards

10/29/2001 1:29 am CDT

Call the bank and ask them to combine the 3 into 1 saving the oldest card and close the other 2.

At the same time ask if you can have the GETSMART 0.00% with a go-to rate of 9.99% (won’t hurt to ask).

Author: Jr
Posted: Fri Jul 16, 2004 7:36 am
Post subject: Best Way to Cancel Credit Cards

10/29/2001 10:53 pm CDT

I have two providian credit cards and would like to know if they could be combined into one. Let me know your results Chris.