Social Security Number for Credit Card Ratings

Author: KAY
Posted: Thu Jul 01, 2004 7:54 am
Post subject: Social Security Number for Credit Card Ratings
7/24/2002 10:35 pm CDT

DO CREDIT CARD COMPANYS USE SS# FOR CREDIT RATINGS?
IS IT POSSIBLE FOR SOMEONE TO USE THEIR OWN NAME BUT DIFFERENT SS# TO RECEIVE A CC? HOW CAN SOMEONE FIND OUT IF SOMEBODY DID THIS FOR SURE? IF YOU HAVE THEIR INFORMATION ON THE BILL THEY RECEIVE DOES IT HAVE ON THERE SOMEWHERE THE SS# THEY USED?
OR HOW CAN I FINDTHE INFORMATION SOMEONE GAVE TO RECEIVE THEIR CC?
THIS IS NOT MYSELF DOING THIS BUT i BELEIVE SOMEONE CLOSE TO ME HAS DONE THIS

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Author: mouse
Posted: Thu Jul 01, 2004 7:55 am
Post subject: Social Security Number for Credit Card Ratings

7/24/2002 11:30 pm CDT

SS# is used to pull a credit report, the name, address, phone, employment, etc are all checked with the application and credit report.

If you suspect somebody has used your SS# and wasn't DENIED by the credit card company (SECURITY CHECK), contact the credit card company and also pull EQUIFAX, EXPERIAN, and TRANS UNION credit reports.

SS# mis-match should have "killed" the application.

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Author: KAY
Posted: Thu Jul 01, 2004 7:56 am
Post subject: Social Security Number for Credit Card Ratings

7/24/2002 11:55 pm CDT

HEY MOUSE!

THANKS FOR THE INFORMATION. WHAT I REALLY NEED TO KNOW IF HOW CAN I FIND OUT WHAT SS# SOMEONE USED WHEN THEY APPLIED FOR A CREDIT CARD?

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Author: KAY
Posted: Thu Jul 01, 2004 7:56 am
Post subject: Social Security Number for Credit Card Ratings
Social Security Number for Credit Card Ratings
7/24/2002 11:43 pm CDT

MOUSE
ALL I AM LOOKING FOR IS INFORMATION I DO NOT HAVE ANY ISSUES WITH CC CO. JUST TRYING TO FIND A LITLE INFRO ON
THIS. SO WOULD I BE IN THE RIGHT PLACE NOW IF I'M JUST KOOKING FOR SOME INFROMATION?

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Author: Verne
Posted: Thu Jul 01, 2004 7:58 am
Post subject: Social Security Number for Credit Card Ratings

7/25/2002 12:51 am CDT

I may have misunderstood the question but here goes.

If someone has obtained a credit card in your name, ask the credit card company for a copy of the original application.
They should want to help you if you explain that you never applied for or received the card.

I had someone intercepting pre-approved credit card applications, filling them out, using my SS#, forging my signature, and having the credit cards sent to my previous address. On other cards, they received in their name, they added my name. I only caught this when the post office forwarded one of "my" bills to me by mistake. Another reason to periodically get your credit report.

If this is the case, you can file a fraud report with all the credit reporting agencies. You can require the lenders to check with you before issuing credit. At least that's the way it was 10 years ago.