Rental Car Insurance on Credit Card

Author: Leeb
Posted: Wed Oct 12, 2005 11:45 am
Post subject: Rental Car Insurance on Credit Card

I'm about to rent a car for the first time in a couple of days. I'm 22, so I'll probably have to get a cosigner. Anyway, my question is exactly how do you go about using the credit card ins coverage in lieu of the ins provided by the car company? I've read that all you have to do is opt out of the voluntary ins coverage that the car company offers you (for around $15), and just pay for the rental with your credit card. Is it as simple as that?
(I'll be using my Amex Blue by the way).

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Author: gameboy
Posted: Wed Oct 12, 2005 12:51 pm
Post subject: Rental Car Insurance on Credit Card

If you have your own auto insurance, you should be fine. Some traveling credit cards also provide accidental insurance.

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Author: Board Monitor
Posted: Thu Oct 13, 2005 8:39 am
Post subject: Rental Car Insurance on Credit Card

Leeb,

Greetings and welcome to the board! Just about all credit cards offer this free benefit. You might want to double check by calling your card issuer. Just decline the insurance the rental card co. offers you at the rental counter. I have done this for years and never had any problems.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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Author: mouse
Posted: Thu Oct 13, 2005 11:35 pm
Post subject: Rental Car Insurance on Credit Card

Drive safe!

CREDIT CARD INSURANCE is secondary coverage (most of the time)

Your insurance covers say all but $500 the credit card covers the $500

(assuming you put the rental on THAT credit card)