No Credit History Credit Card

Author: Barry
Posted: Thu Jul 01, 2004 11:30 am
Post subject: No Credit History Credit Card

7/17/2002 10:22 am CDT

Can anyone help me. I moved to the US 6 months ago. I own my house and car outright. I have held UK credit cards for 20 years with no problems. But I can not get a credit card here because I have no credit history in the USA. Even Capital One have just turned me down for that reason.
Can anyone advise me?
Thank you

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Author: Misty
Posted: Thu Jul 01, 2004 11:33 am
Post subject: No Credit History Credit Card

7/17/2002 12:16 am CDT

I would maybe try getting a secured credit card or maybe even a store credit card; although most lenders prefer to see mastercard and/or visa over store cards. Bank of America has a good secured card program. The minimum deposit is $250 and the account stays secured for a year and after that time the account is reviewed and as long as you have had good payment history and haven't gotten any negative credit, the account will be changed to unsecured and the money you deposited is released back to you. Hope this helps!

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Author: Barry
Posted: Thu Jul 01, 2004 11:35 am
Post subject: No Credit History Credit Card

7/18/2002 12:51 am CDT

Thanks
I have had a BofA checking account for 10+ years but they never mentioned this

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