Credit Card Reward Tips
Author: Louis
Posted: Mon May 12, 2003 9:49 am
Post subject: Credit Card Reward Tips
I applied for and was accepted for the Chase Freedom card. I have a Citibank card
(Dividend Platinum Select, which is no longer attractive since it has a $100 tier)
which I was thinking (before I got the Chase Freedom card) of converting to the
Shell Mastercard. I use Shell gas sporadically, and only when it is cheaper than
other gas.
Is it a good idea to get the Shell Mastercard for Shell gas only, at 5%, and use the
Chase card for other 3% gas and other purchases? Or is this too complicated? I also
have an AMEX cash back card for all purchases (primary) except gas. Chase will be
used for all gas and anywhere AMEX is not accepted. Shell, if I get it, for only
Shell gas, and then only when it is cheapest.
Any opinions? Too many cards? Or are these good options to have?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Eugene
Posted: Wed May 14, 2003 12:49 am
Post subject: Credit Card Reward Tips
Looks like you have a well thought-out plan. 3 cards is definitely not a lot. And it's a good thing that you will use them all at least sometime. However, there is a risk that you will be spending so little on cards #2 and #3, that you will not get your reward soon enough, or not get it at all. Do the math and see if that's a real risk with your spending levels and the cards' rebate conditions.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: HJM
Posted: Sat May 17, 2003 12:29 am
Post subject: Credit Card Reward Tips
Actually, there is no risk on these gas cards because they will credit the cards on the following month.
Author: Mr. Ira
Posted: Tue May 20, 2003 6:44 pm
Post subject: Credit Card Reward Tips
Actually there's a better choice out there for general gas purchases than the Chase Freedom Card. It's the AAA MasterCard (or VISA, the offer both) from First USA. This card gives you a 5% rebate on any brand of gas, so long as you can pay at the pump. If the station does not offer pay at the pump, co not use this card since you'll get no rebate at all.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Eugene
Posted: Tue May 20, 2003 10:45 pm
Post subject: Credit Card Reward Tips
AAA card is issued by MBNA, not First USA.
Posted: Mon May 12, 2003 9:49 am
Post subject: Credit Card Reward Tips
I applied for and was accepted for the Chase Freedom card. I have a Citibank card
(Dividend Platinum Select, which is no longer attractive since it has a $100 tier)
which I was thinking (before I got the Chase Freedom card) of converting to the
Shell Mastercard. I use Shell gas sporadically, and only when it is cheaper than
other gas.
Is it a good idea to get the Shell Mastercard for Shell gas only, at 5%, and use the
Chase card for other 3% gas and other purchases? Or is this too complicated? I also
have an AMEX cash back card for all purchases (primary) except gas. Chase will be
used for all gas and anywhere AMEX is not accepted. Shell, if I get it, for only
Shell gas, and then only when it is cheapest.
Any opinions? Too many cards? Or are these good options to have?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Eugene
Posted: Wed May 14, 2003 12:49 am
Post subject: Credit Card Reward Tips
Looks like you have a well thought-out plan. 3 cards is definitely not a lot. And it's a good thing that you will use them all at least sometime. However, there is a risk that you will be spending so little on cards #2 and #3, that you will not get your reward soon enough, or not get it at all. Do the math and see if that's a real risk with your spending levels and the cards' rebate conditions.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: HJM
Posted: Sat May 17, 2003 12:29 am
Post subject: Credit Card Reward Tips
Actually, there is no risk on these gas cards because they will credit the cards on the following month.
Author: Mr. Ira
Posted: Tue May 20, 2003 6:44 pm
Post subject: Credit Card Reward Tips
Actually there's a better choice out there for general gas purchases than the Chase Freedom Card. It's the AAA MasterCard (or VISA, the offer both) from First USA. This card gives you a 5% rebate on any brand of gas, so long as you can pay at the pump. If the station does not offer pay at the pump, co not use this card since you'll get no rebate at all.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Eugene
Posted: Tue May 20, 2003 10:45 pm
Post subject: Credit Card Reward Tips
AAA card is issued by MBNA, not First USA.
posted by CardRatings.com at 11:12 AM
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