Credit Card Issuers Who Call Your Employer

Author: rmecseki
Posted: Mon Oct 03, 2005 11:27 pm
Post subject: Credit Card Issuers Who Call Your Employer

Let's build a list of card issuers who call up the employer when you apply for their CC and another list for who do not call up. As a work phone number I always give them my cellphone number this is how I know. My list is the following:

No calls to employer:

CHASE
ORCHARD BANK
BANK OF AMERICA
CAPITALONE
CROSSCOUNTRY BANK (new name APPLIED CARD BANK)

Calls up the employer:

AMEX

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Author: Board Monitor
Posted: Tue Oct 04, 2005 8:05 am
Post subject: Credit Card Issuers Who Call Your Employer

Interesting. Didn't know AmEx did this.
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

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Author: herky
Posted: Tue Oct 04, 2005 9:41 am
Post subject: Credit Card Issuers Who Call Your Employer

Bank One (Amazon/Chase now)
BofA
Houshold
Chase
Direct Merchants Bank

None called.

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Author: girlie
Posted: Tue Oct 04, 2005 3:04 pm
Post subject: Credit Card Issuers Who Call Your Employer

I do the same thing - my cell phone as my work number and no one has ever called it. I have applied with:

AMEX
MBNA
GM
BofA
Chase
Capital One

In fact now that I think about I dont think I have ever had any credit company call to verify my income. I even just refinanced my car and applied with a couple dif companyes and no one called. I wonder if maybe something triggers them to call? Perhaps they call to verify if your credit score is of a certain number or something is missing from your credit report (mine shows the name of my work)?