Credit Tips: Citibank Credit Card Bonus Rewards

Posted On: December 1, 2005

Author: imdeng
Posted: Thu Oct 13, 2005 11:36 am
Post subject: Citibank Credit Card Bonus Rewards

I carry a Citi Platinum Select Divident credit card and citi is supposed to pay me 5% bonus reward points on all Groceries, Drugstore, Gas and other everyday purchases. This is a cool feature and I end up saving significant amounts. However, its difficult to know from the statement whether Citi is giving you all the bonus reward points you deserve. Also - you don’t know which stores are considered “grocery” and which are not.

I made on Excel tool to help me deal with this and I am putting it up on my blog for everyone to use. The link is:

http://imdeng.com/idle/2005/10/calculate-your-citi-credit-card-bonus.html

I found some nifty things with this tool. Like - I can get bonus rewards at Meijer for non-grocery purchases. Also - even if you buy grocery from WalMart - you don’t get any bonus reward. So use the tool - figure out where you get bonus rewards - shop there and save money.

Author: maddybeagle
Posted: Thu Oct 13, 2005 2:23 pm
Post subject:Citibank Credit Card Bonus Rewards

Thanks. Otherwise, I can tell by tracking the “reward activity” online. esp. at the start of the statement period, it is obvious what you are getting 5% on since there is a base and a total dividend cat. That is too bad about wal-mart. We dont shop there often since they are just putting in a superstore, but we will keep in mind to hit the other grocery stores for the deals. Anybody know about super target?

Author: JaneiR36
Posted: Thu Oct 13, 2005 11:57 pm
Post subject: Citibank Credit Card Bonus Rewards

wow! I’m a total geek for stuff like this, you almost make me wish I didn’t have thousands of dollars sitting on a 0% APR on my Citi rewards card!! I did just get the Chase rewards card, though, so I’m gonna have to start buying gas on it and see if it works.

Unfortunately, in my area, nothing compares to the prices at Walmart There just wouldn’t be enough of a savings to warrant switching to a “rewards” merchant in that case. However, I do stop at Kroger every now and then for the odd item; I’ll try to make the most of that.

Thanks for your excel worksheet, it’s pretty cool!!!

Author: Board Monitor
Posted: Fri Oct 14, 2005 9:10 am
Post subject: Citibank Bonus Rewards: How to make the most of it

How cool! Very impressive. Will have to try to download it…
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