Credit Tips: Chase Credit Card Limit Increase

Posted On: December 1, 2005

Author: Lyndzer Torte
Posted: Thu Aug 25, 2005 5:46 pm
Post subject: Chase Credit Card Limit Increase

Does Chase ever offer online credit increases? When I click “increase credit limit”, it takes me to an email form to request it. but I wonder if that’s just because not enough time has passed since opening the account. I did it once and received a notice a week later that I was declined. I’ve had the account since April and requested the increase in July.

I’ve got 2 Chase accounts: Disney Visa (Bank One) and Cashbuilder.

When is the ideal time to ask for an increase from Chase?

Author: Alexis Rios
Posted: Thu Aug 25, 2005 6:06 pm
Post subject: Chase Credit Card Limit Increase

I’m a Chase cardmember and they usually check for 3 to 6 months , you can await until you received an auto CLI without inquiry. I usually await a little bit more , and request a bigger CLI , although i receive a hard inquiry.

Author: Lyndzer Torte
Posted: Fri Aug 26, 2005 12:09 pm
Post subject: Chase Credit Card Limit Increase

Is there any harm in requesting a credit limit increase again?

Author: Alexis Rios
Posted: Fri Aug 26, 2005 1:31 pm
Post subject: Chase Credit Card Limit Increase

If you request CLI , they issuer pulls a hard inquiry and may affect your score. The only harm in requesting again would be another hard inquiry without CLI.

Author: guessindigo
Posted: Sat Aug 27, 2005 12:13 am
Post subject: Chase Credit Card Limit Increase

With Chase, you need to use the form to request a sizeable CLI. You can call and ask if there is a preapproved increase, or wait for Chase to automatically give you one, however, in my experience, I have got huge CLI’s when using the form and letting chase pull a hard inq.

Author: mouse
Posted: Sun Aug 28, 2005 2:04 am
Post subject: Chase Credit Card Limit Increase

Ask for a NO HARD CLI

Each HARD costs points