18 and In Need of a Credit Card
Author: HENRY
Posted: Thu Jul 01, 2004 7:50 am
Post subject: 18 and In Need of a Credit Card
7/26/2002 11:55 am CDT
IM 18 AND IM IN NEED OF A CREDIT CARD BUT I GET DISAPPROVED BY EVERYONE HOW IM I SUPPOSED TO GET A CARD?
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Author: Verne
Posted: Thu Jul 01, 2004 7:51 am
Post subject: 18 and In Need of a Credit Card
7/26/2002 9:00 pm CDT
Typically the place to start is with a store card like Pennys or Sears. Even better, a local credit union might issue a major card like Visa or Mastercard.
But make sure you pay off a store card every month since their interest is usually over 20% - although they do have occasional deals.
Avoid any secured cards since they usually have annual fees among other drawbacks. A secured card is just a glorified checking account with a debit card.
If all else fails, look for opportunities to buy over time even when you don't need to. Anything to show you can handle credit.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: st3ph3n
Posted: Thu Jul 01, 2004 7:52 am
Post subject: 18 and In Need of a Credit Card
7/27/2002 1:14 am CDT
I don't know if you are in college yet, but if you deciede to go to college, credit card companies will be all over campus ready to give you a credit card. If you are not in college and you can't wait until you go to get a card, go to a bank and open up a secured card or get your parents to cosign for you.
Author: nobody
Posted: Thu Jul 01, 2004 7:53 am
Post subject: 18 and In Need of a Credit Card
7/29/2002 2:48 pm CDT
You might also try gas companies (Shell, BP, etc.) They tend to be more lenient, assuming you have income. IF you have no income, you don't need a card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Thu Jul 01, 2004 7:50 am
Post subject: 18 and In Need of a Credit Card
7/26/2002 11:55 am CDT
IM 18 AND IM IN NEED OF A CREDIT CARD BUT I GET DISAPPROVED BY EVERYONE HOW IM I SUPPOSED TO GET A CARD?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Verne
Posted: Thu Jul 01, 2004 7:51 am
Post subject: 18 and In Need of a Credit Card
7/26/2002 9:00 pm CDT
Typically the place to start is with a store card like Pennys or Sears. Even better, a local credit union might issue a major card like Visa or Mastercard.
But make sure you pay off a store card every month since their interest is usually over 20% - although they do have occasional deals.
Avoid any secured cards since they usually have annual fees among other drawbacks. A secured card is just a glorified checking account with a debit card.
If all else fails, look for opportunities to buy over time even when you don't need to. Anything to show you can handle credit.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: st3ph3n
Posted: Thu Jul 01, 2004 7:52 am
Post subject: 18 and In Need of a Credit Card
7/27/2002 1:14 am CDT
I don't know if you are in college yet, but if you deciede to go to college, credit card companies will be all over campus ready to give you a credit card. If you are not in college and you can't wait until you go to get a card, go to a bank and open up a secured card or get your parents to cosign for you.
Author: nobody
Posted: Thu Jul 01, 2004 7:53 am
Post subject: 18 and In Need of a Credit Card
7/29/2002 2:48 pm CDT
You might also try gas companies (Shell, BP, etc.) They tend to be more lenient, assuming you have income. IF you have no income, you don't need a card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 1:45 PM
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