List of Criteria for Credit Card Approval
Author: Randysbarb
Posted: Mon Nov 17, 2003 7:05 pm
Post subject: List of Criteria for Credit Card Approval
Hi
I posted this on one of the other threads but I was wondering how hard it might be to post the criteria for being approved for each of the credit cards. It might help some people like me with not so good or rebuilding credit. Examples might be scores, negs, bk friendly, etc. Just a suggestion as I think the cc threads are awesome. Thanks.
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Author: NightStar
Posted: Mon Nov 17, 2003 7:16 pm
Post subject: List of Criteria for Credit Card Approval
Actually - Sis has a leg up on that one, I have limited experience with but a few, but started them in the hopes that each person can contribute to each creditor as they go.
I have already done so with a few on what I know.... and some of them already do post at the least minimum income requirements if you check on them closely you will see.
It is a hard thing to say for sure that one creditor pulls from one CRA - cause I know specifically some of them decide which bureau to pull depending on your zip code when you apply. So that will be important to keep that in mind not who they pull but to note what area you are from in relation to who they pull.
Scores - again - I know Sis has keeps up on that one better then myself. Will be trial & error as we go learning - also remember not all credit card companies are score driven! Like Pulaski they use underwriting which requires employment / income verification.
Think we have a real good start with more people coming over to get wider feed back as we go for sure.
Author: Randysbarb
Posted: Mon Nov 17, 2003 7:22 pm
Post subject: List of Criteria for Credit Card Approval
Thanks for the quick reply. I'll look at some more closely and if I know of approval/denial reasons that I have personally seen, I'll post replies. Thanks again.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Nov 17, 2003 7:05 pm
Post subject: List of Criteria for Credit Card Approval
Hi
I posted this on one of the other threads but I was wondering how hard it might be to post the criteria for being approved for each of the credit cards. It might help some people like me with not so good or rebuilding credit. Examples might be scores, negs, bk friendly, etc. Just a suggestion as I think the cc threads are awesome. Thanks.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: NightStar
Posted: Mon Nov 17, 2003 7:16 pm
Post subject: List of Criteria for Credit Card Approval
Actually - Sis has a leg up on that one, I have limited experience with but a few, but started them in the hopes that each person can contribute to each creditor as they go.
I have already done so with a few on what I know.... and some of them already do post at the least minimum income requirements if you check on them closely you will see.
It is a hard thing to say for sure that one creditor pulls from one CRA - cause I know specifically some of them decide which bureau to pull depending on your zip code when you apply. So that will be important to keep that in mind not who they pull but to note what area you are from in relation to who they pull.
Scores - again - I know Sis has keeps up on that one better then myself. Will be trial & error as we go learning - also remember not all credit card companies are score driven! Like Pulaski they use underwriting which requires employment / income verification.
Think we have a real good start with more people coming over to get wider feed back as we go for sure.
Author: Randysbarb
Posted: Mon Nov 17, 2003 7:22 pm
Post subject: List of Criteria for Credit Card Approval
Thanks for the quick reply. I'll look at some more closely and if I know of approval/denial reasons that I have personally seen, I'll post replies. Thanks again.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 12:17 PM
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