How to Lower Your Credit Card Interest Rate
Author: rick
Posted: Tue Aug 19, 2003 6:53 pm
Post subject: How to Lower Your Credit Card Interest Rate
I have had an MBNA MC for a number of years and I have used it, and paid on it, no problem. I started a new business back in April and I began to use this and another card for start up costs. I just got my statement and the interest rate jumped from 19.98% to 24.98%. Well, I called them up and I was told that I have not been paying them enough so they raised the interest rate (like that will make it easier to pay off more). After a few minutes with a representative I was sent to the rape (oops) rate department who gave me the same line. I was then transferred to the loan shark department and this clown, I think his name was Guido or Vinnie, anyway, he tried to talk me into a refi on my house. I explained I AM going through a refi so he suggested a 2nd mortgage. Now this guy was a real slick (used car salesman) talker. Now, my problem is that I feel that this tactic is unethical at best, and criminal at worst. Anyone who knows anything about legal action against a Syndicate like this please contact me at rickrandall100@earthlink.net
Rick Randall
Laguna Hills, CA
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: sisflomi
Posted: Tue Nov 11, 2003 1:09 pm
Post subject: How to Lower Your Credit Card Interest Rate
You might look around this site and see if the company is on their list to take down.
http://www.edcombs.com/FSL5CS/Custom/home.asp
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Aug 19, 2003 6:53 pm
Post subject: How to Lower Your Credit Card Interest Rate
I have had an MBNA MC for a number of years and I have used it, and paid on it, no problem. I started a new business back in April and I began to use this and another card for start up costs. I just got my statement and the interest rate jumped from 19.98% to 24.98%. Well, I called them up and I was told that I have not been paying them enough so they raised the interest rate (like that will make it easier to pay off more). After a few minutes with a representative I was sent to the rape (oops) rate department who gave me the same line. I was then transferred to the loan shark department and this clown, I think his name was Guido or Vinnie, anyway, he tried to talk me into a refi on my house. I explained I AM going through a refi so he suggested a 2nd mortgage. Now this guy was a real slick (used car salesman) talker. Now, my problem is that I feel that this tactic is unethical at best, and criminal at worst. Anyone who knows anything about legal action against a Syndicate like this please contact me at rickrandall100@earthlink.net
Rick Randall
Laguna Hills, CA
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: sisflomi
Posted: Tue Nov 11, 2003 1:09 pm
Post subject: How to Lower Your Credit Card Interest Rate
You might look around this site and see if the company is on their list to take down.
http://www.edcombs.com/FSL5CS/Custom/home.asp
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 11:26 AM
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