USCredit Credit Card Application
Author: Jody
Title: USCredit Credit Card Application
Date: 10/30/2000 11:20 am CDT
Dear Sir(s), I visited your website today and thought I would drop a line to you and see what you think.I received a phone msg last week from a company call uscredit com.I called them today and this is what they had to say.They first asked for my phone number...and then they verified who I was.They said that they "saw" that I was going to be issued a credit card by a major bank.They then asked for income,address and wether I had a current drivers liscense and checking account.They then said that for a $79.95 processing fee I would receive a cc from a "major" bank.They would not tell me the name of the bank,credit limit or the terms for the credit card.They said they were only the processing company and could not answer those questions until I gave them my checking account number.Have you heard anything about this company?Please let me know your thoughts or any info you have about these people.There tel # is 1-888-770-9522.I have no idea where they are located,and I could find nothing on them on the internet.
Needless to say I did not give them my checking account number.Thanks for your help
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira Stoller
Title: USCredit Credit Card Application
Date: 10/30/2000 11:25 am CDT
Well I wouldn't say that they're an outright scam, but I would say that you certainly don't need anybody to process a credit application. You can do that yourself. A "major" bank? What's that mean? What bank doesn't think of itself as a "major" bank? Stay away from this one.
Author: Eugene Skorodinsky
Title: USCredit Credit Card Application
Date: 10/30/2000 10:52 pm CDT
Jody, don't even think of giving them you account number. Check this topic out for more info:
http://boardserver.mycomputer.com/read.html?collapse=0&checkip=198.143.11.52&uid=539413&u=Fairterms&id=914&loc=0&thread=914&f=1&u=Fairterms
Author: Board Monitor - CS
Title: USCredit Credit Card Application
Date: 10/31/2000 3:16 am CDT
If you're trying to restablish credit, consider the Capital One or Aria card. Neither require a security deposit, but the fees are high - almost anyone can be approved. I strongly recommend that you do not sign up with any of these so called "services" which help you obtain a credit card from a bank they cannot name. **NEVER** accept a card before you know the terms. When I worked in the industry, theses "services" were nothing more than a daily *headache*. Consider Linda's advice - you can get your own credit card - you definatly don't need an $80 processing service. All three sites that share this board have extensive listings of credit cards geared towards people who may be wanting to rebuild their credit.
Take Care,
Casey L. Smith
405-378-8357
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Title: USCredit Credit Card Application
Date: 10/30/2000 11:20 am CDT
Dear Sir(s), I visited your website today and thought I would drop a line to you and see what you think.I received a phone msg last week from a company call uscredit com.I called them today and this is what they had to say.They first asked for my phone number...and then they verified who I was.They said that they "saw" that I was going to be issued a credit card by a major bank.They then asked for income,address and wether I had a current drivers liscense and checking account.They then said that for a $79.95 processing fee I would receive a cc from a "major" bank.They would not tell me the name of the bank,credit limit or the terms for the credit card.They said they were only the processing company and could not answer those questions until I gave them my checking account number.Have you heard anything about this company?Please let me know your thoughts or any info you have about these people.There tel # is 1-888-770-9522.I have no idea where they are located,and I could find nothing on them on the internet.
Needless to say I did not give them my checking account number.Thanks for your help
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira Stoller
Title: USCredit Credit Card Application
Date: 10/30/2000 11:25 am CDT
Well I wouldn't say that they're an outright scam, but I would say that you certainly don't need anybody to process a credit application. You can do that yourself. A "major" bank? What's that mean? What bank doesn't think of itself as a "major" bank? Stay away from this one.
Author: Eugene Skorodinsky
Title: USCredit Credit Card Application
Date: 10/30/2000 10:52 pm CDT
Jody, don't even think of giving them you account number. Check this topic out for more info:
http://boardserver.mycomputer.com/read.html?collapse=0&checkip=198.143.11.52&uid=539413&u=Fairterms&id=914&loc=0&thread=914&f=1&u=Fairterms
Author: Board Monitor - CS
Title: USCredit Credit Card Application
Date: 10/31/2000 3:16 am CDT
If you're trying to restablish credit, consider the Capital One or Aria card. Neither require a security deposit, but the fees are high - almost anyone can be approved. I strongly recommend that you do not sign up with any of these so called "services" which help you obtain a credit card from a bank they cannot name. **NEVER** accept a card before you know the terms. When I worked in the industry, theses "services" were nothing more than a daily *headache*. Consider Linda's advice - you can get your own credit card - you definatly don't need an $80 processing service. All three sites that share this board have extensive listings of credit cards geared towards people who may be wanting to rebuild their credit.
Take Care,
Casey L. Smith
405-378-8357
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 6:28 PM
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