Target Visa Credit Card Offer

Author: nicechiguy
Title: Target Visa Credit Card Offer
Posted: Fri Oct 29, 2004 2:55 pm

A long time ago I had a Target guest card account. I had ordered them to close the account to improve my credit score. Recently, I received a Target Visa card in the mail. I did not apply for this card! If I do not activate the card and just throw it out, how will my credit be affected? Has anyone else experienced this? I've heard that Target is converting many of their store credit card holders to the Target VISA. Has anyone heard anything about this?

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Author: mouse
Title: Target Visa Credit Card Offer
Posted: Fri Oct 29, 2004 7:08 pm

nicechiguy wrote:
A long time ago I had a Target guest card account. I had ordered them to close the account to improve my credit score. Recently, I received a Target Visa card in the mail. I did not apply for this card! If I do not activate the card and just throw it out, how will my credit be affected? Has anyone else experienced this? I've heard that Target is converting many of their store credit card holders to the Target VISA. Has anyone heard anything about this?

It was NOT closed.

They are "UP-GRADING" you.

TAKE IT!!!

Activating says you got the card...that is all.

You would have to close the account if you really don't want it...BUT THAT WOULD BE STUPID!!! (unless it is only a $200 credit limit)

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