Nordstrom Platinum Visa Credit Card Offer

Author: micky
Title: Nordstrom Platinum Visa Credit Card Offer
Posted: Sun Jan 09, 2005 9:01 pm

dose anyone know any useful information about this CCC (Credit Card Company).
I have just applied online and after I submitted the application, I got a message saying that they will let me know in 7-10 days.
any input about that.

Author: DHK
Title: Nordstrom Platinum Visa Credit Card Offer
Posted: Sun Jan 09, 2005 10:25 pm

They ALWAYS check Experian.

If your score is good, they may be doing a manual review.

They may counter-offer you with a store credit card.

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Author: guessindigo
Title: Nordstrom Platinum Visa Credit Card Offer
Posted: Mon Jan 10, 2005 11:52 am

Thats normal for them. It is better if you apply in store, then you'll get an instant response and if denied you can ask for reconsideration for which Nordstrom is very good about.

I was told you'll need close to 700 and no major baddies in the last 48 months for ythe VISA.

They always use EX, I was also told the same by the credit dept.

Author: micky
Title: Nordstrom Platinum Visa Credit Card Offer
Posted: Mon Jan 10, 2005 1:38 pm

my fico score is +750, highest credit line is 16000. total credit line >100,000. utilization <10%.
I was shoppping online and they said they offer 2%off on nordstrom CC purchase so I applied thinking they give instant approval.
the only thing that concerns me is I have applied for credit line increase (hard inquiry was dose) an hour before applying to nordstrom visa card, and both inquires went through EXP.
do you think that played a factor of non giving an instant approval.
BY THE WAY, they pulled a credit report right after submitting the application.

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CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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