Fixed Rate Credit Card Offer

Author: Guest
Title: Fixed Rate Credit Card Offer
Posted: Thu Jul 01, 2004 2:20 pm

My At&t MC is offering to change my 7.99 variable to a 7.99 fixed. Also they're giving me 0% on new purchases for 6 mos. This is after refusing to lower my rate. Good or bad?

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Author: Ira
Title: Fixed Rate Credit Card Offer
Posted: Thu Jul 01, 2004 7:51 pm

In this era of RISING interest rates, why even ask? You'll never see a permanent fixed rate lower than 7.9%. Just remember to ALWAYS get your payments in on time or you'll see just how fast they can raise that "permanent" rate

Author: Guest
Title: Fixed Rate Credit Card Offer
Posted: Fri Jul 02, 2004 9:42 am

Agreeing with Ira 100%. Be happy you got 7.9% fixed

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Author: Guest
Title: Fixed Rate Credit Card Offer
Posted: Fri Jul 02, 2004 5:29 pm

I thought so but I wanted to run it by a pro. I'm very suspicious of anything that these CC co's do. I have ADD and when someone reads me a five minute agreement in legalese my brain gets frazzled. I also called back the next day ( they can only process one offer at a time) and got them to give me 0% on new purchases for 6 mos. Thanks.

FYI, When I applied for a Discover 0 for life on BTs, It offered 8.99 and without asking, they gave me 5.99.?? Not complaining!

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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