Citi Credit Card Application
Author: Guest
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 2:07 am
Verne, N.S, or Ira, I applied Citi Plat card and I wasn't approved instantly. They will respond my application in two weeks. How can I check the status of my application? Verne, could you tell me about your experience to Citi card application? I really want Citi card because they always denied my applications several times. You know, the harder to get approved, the more I want that card. What should I do? Thanks guys.
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Author: Guest
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 4:40 am
Well, you could always wait two weeks like they asked you to.
There are ways to check (call and ask, for instance), but all you'll find out is that your application is being processed and you'll hear within two weeks, which you already know, so why bother? As with so many things in life, you can't circumvent the process.
Author: Verne
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 8:13 am
I applied online for Citibank Illumina and was not approved instantly. Three weeks later I received a rejection letter citing: "obligations are too high in relation to stated income". I knew I should have included my "can" money.
At the time my scores were 710-735 range, 18 year credit history, and, of course, no derogs. For comparison, Bank of America approved me for their card and GM was giving me credit limit increases a couple years earlier when I was in worse shape.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Nightstar
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 2:03 pm
Think I had to wait for approval by mail, but applied online. I vary on my balances, my scores where in the high 600's to low 700's range.
Author: Guest
Title: Citi Credit Card Application
Posted: Wed Apr 14, 2004 3:21 pm
N.S I did exactly what you did. We will wait the response letters. I have WaMu Plat card with 7.99% APR but I want the card with Citi logo. Did you get the instant decision? I did not get the instant decision and I think I might not be approved. We'll see.
Author: Eugene
Title: Citi Credit Card Application
Posted: Wed Apr 14, 2004 4:14 pm
Whenever I get an itch to know if I am approved before the card comes in the mail (which is always when I apply for new credit), I call the issuer and ask over the phone. They might ask you how long ago you applied, don't go into details and just brush it off with "Oh, I don't remember exactly." If they made the decision, they will tell you.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 2:07 am
Verne, N.S, or Ira, I applied Citi Plat card and I wasn't approved instantly. They will respond my application in two weeks. How can I check the status of my application? Verne, could you tell me about your experience to Citi card application? I really want Citi card because they always denied my applications several times. You know, the harder to get approved, the more I want that card. What should I do? Thanks guys.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Guest
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 4:40 am
Well, you could always wait two weeks like they asked you to.
There are ways to check (call and ask, for instance), but all you'll find out is that your application is being processed and you'll hear within two weeks, which you already know, so why bother? As with so many things in life, you can't circumvent the process.
Author: Verne
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 8:13 am
I applied online for Citibank Illumina and was not approved instantly. Three weeks later I received a rejection letter citing: "obligations are too high in relation to stated income". I knew I should have included my "can" money.
At the time my scores were 710-735 range, 18 year credit history, and, of course, no derogs. For comparison, Bank of America approved me for their card and GM was giving me credit limit increases a couple years earlier when I was in worse shape.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Nightstar
Title: Citi Credit Card Application
Date: Wed Apr 14, 2004 2:03 pm
Think I had to wait for approval by mail, but applied online. I vary on my balances, my scores where in the high 600's to low 700's range.
Author: Guest
Title: Citi Credit Card Application
Posted: Wed Apr 14, 2004 3:21 pm
N.S I did exactly what you did. We will wait the response letters. I have WaMu Plat card with 7.99% APR but I want the card with Citi logo. Did you get the instant decision? I did not get the instant decision and I think I might not be approved. We'll see.
Author: Eugene
Title: Citi Credit Card Application
Posted: Wed Apr 14, 2004 4:14 pm
Whenever I get an itch to know if I am approved before the card comes in the mail (which is always when I apply for new credit), I call the issuer and ask over the phone. They might ask you how long ago you applied, don't go into details and just brush it off with "Oh, I don't remember exactly." If they made the decision, they will tell you.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 4:10 PM
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