Credit Tips: Business Credit Card Offers

Written by carnold
Posted On: July 1, 2005

Author: upashiboka
Title: Business Credit Card Offers
Posted: Fri Dec 10, 2004 11:11 am

Hello,

I am a new member here and this is my first post here.

Currently, I have 2 cards: Mastercard from Citibank (Dividend Platinum) & Visa from credit union. I always pay my balance in full, so I don’t really care for APR. I have blocked my credit file for marketing purpose, so I dont get much offers for new cards/transfer etc.

Citibank gives me 1% cashback, so I have kept their account. Visa card does not give me cashback or anything else, so I dont use it much and that is my backup card.

Credit score as of last week is 768 and 750. Have not checked third score but I assume it will be in the same range.

I was thinking of getting a separate card for my business account so that I can keep business expenses separate from personal expenses.

Which one would you recommend? Any feedback is appreciated.


CardRatings.com is the most comprehensive source for comparing credit card offers.&nbsp&nbspPlease visit CardRatings.com to view the best rated credit cards!

Author: quamism
Title: Business Credit Card Offers
Posted: Fri Dec 10, 2004 12:58 pm

Hard to beat AMEX for customer service and benifits if you go with the platinum card. I have had mine for about a year now and really enjoy the service and the benifits. One draw back is the limited number of places that accept the card. So i am always having to put some purchases on my personal credit card and then expense the charges i put on my personal.

If i had to do it over again i probably would go with the citi business card.

One interesting thing i did find out, at least with AMEX, is that they do not report to CRAs on business cards unless you default. I was not aware of this and maybe all business cards are this way, but i was not aware.

Good luck.


CardRatings.com is the most comprehensive source for comparing credit card offers.&nbsp&nbspPlease visit CardRatings.com to view the best rated credit cards!

Author: Board Monitor
Title: Title: Business Credit Card Offers
Posted: Fri Dec 10, 2004 5:40 pm

upashiboka,

Thanks for your post and welcome to the board! We just posted a new article containing comparison shopping tips for business cards that may be of interest:

http://www.cardratings.com/businesscreditcards.html

Also, you can view our consumer and staff reviews of various business cards.

Let us know how things turn out…
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314


CardRatings.com is the most comprehensive source for comparing credit card offers.&nbsp&nbspPlease visit CardRatings.com to view the best rated credit cards!

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About the author:

Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the upcoming Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009), a contribitor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009).

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