0% Credit Card Offer

Author: Guest
Title: 0% Credit Card Offer
Posted: Tue Feb 17, 2004 3:17 pm

A couple of months ago I applied to buy.com for what I thought was a 0% balance transfer option. It turns out that they are now saying that it was a 0%on new purchases. Do you have any information on the offer?

Polonius
Posted: Wed Feb 18, 2004 2:15 am

I can't tell the terms on the offer which you received. Right one, Buy.com is offering a Visa with 0% APR for Purchases AND Balance Transfers for one year (12 months). It's a card issued through FirstUSA, which was bought by BankOne.

http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?ct=&card=9DKR&partner_dir_name=buydotcom_12_tiered_purch_bt&page_type=appterms
for more details.

Quote:

Annual Percentage Rate (APR) for purchases (including balance transfers, excluding overdraft advances)

A 0% fixed APR for the first 12 billing cycles following the opening of your account.

After that, 8.65% variable,110.65% variable or 14.65% variable, depending on our review of your application and credit history.

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Author: Guest
Title: 0% Credit Card Offer
Posted: Wed Feb 18, 2004 4:11 pm

Bank One is better than Buy.com card. 0% APR until Feb 2005, after that 7.99% fixed APR. I got their invitation letter.

Auhtor: Guest
Title: 0% Credit Card Offer
Posted: Wed Feb 18, 2004 4:14 pm

MBNA is better than Bank One card. 5.99% fixed APR on purchases and World Points Rewards. This is not an intro APR.

Auhtor: Ira
Title: 0% Credit Card Offer
Posted: Wed Feb 18, 2004 7:46 pm Post subject:

Always read the terms CAREFULLY! They will tell you when free is not really free. The 0% balance transfer offer comes with a 3% balance transfer fee which maxes out at $50.00.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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