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Wednesday, May 04, 2005

Range of Credit Scores



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Post subject: Range of Credit Scores

SH
Date: 2/13/2001 11:12 am CDT

My husband and I applied for a mortgage today, and were told our credit scores. I know they can range from about 300 - 900, but I was just wondering if there was an article or graphic somewhere that matches general credit risk with a range of scores.

The woman at the bank who helped us apply for our mortgage said that the highest she's ever seen was about 800, and the lowest 400. (She also said the 400 people didn't get their loan!)

Also, we were given 3 credit scores apiece (for a total of 6 scores): Beacon, Empirica, and Fair Isaac. What are the similarities/differences/uses? Our scores ranged from 680-723, and the bank lady said they were good scores.

Thanks!



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Eugene
Date: 2/13/2001 10:30 pm CDT

You can get to know more about scores and compare yours with average on these sites:

fairisaac.com/
ficoguide.com/



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