Sears Credit Card Dispute

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Post subject: Beware of Sears Roebuck

cisco
Date: 11/26/2000 2:50 pm CDT

I believe that Sear is vindictive. I had authorization on a Sears charge card. When the principal card holder declaired bankruptcy there was a zero balance on the Sears account. The card was not used at all for several months prior to this.
Suddenly my excellent credit ratings is down, and credit card companies raising my 9.9% interst to 16.9 or the 13.49% to 22.49 %. I have obtained my credit report from all fourcredit rating companies and it is the report from Sears.
Sears reported that the credit card was discharged in bankruptcy. It is not true Sears credit card was not included in the bankruptcy proceeding because of the ) balance.
Is there any agency I can go to to to resolve this problem?

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GEORGE
Date: 11/26/2000 3:18 pm CDT

DISPUTE THE CREDIT REPORTS.
DISPUTE WITH SEARS.

YOU CAN ALSO ADD A STATEMENT TO YOUR CREDIT REPORTS THAT SEARS WAS A BALANCE OF $0.00 SO IT WAS NOT INCLUDED IN
THE BANKRUPTCY...AND YOU WERE AN AUTHORIZED USER NOT THE PRINCIPLE CARD HOLDER.

IF YOU HAVE AN OLD SEARS BILL SEND COPIES FOR PROOF.

CALLS SEARS FOR PROOF THAT THE CARD WAS INCLUDED IN THE BANKRUPTCY (WITH A $0.00 BALANCE) AND WHAT % OF THE
$0.00 WOULD IT TAKE TO CLEAR THIS UP.

DON'T LAUGH...PEOPLE HAVE HAD TO SEND COMPANIES CHECKS FOR $0.00 SO THE COMPUTER CLOSES THE ACCOUNT BECAUSE IT
NEEDS THAT LAST PAYMENT!!!

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Ray
Date: 11/27/2000 9:18 am CDT

Yes, you can appeal to the Federal Trade Commission. You can locate them on the internet and they have a page for complaints. I believe you can find them under ftc.gov or ftc.org

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