How long does a credit card 'charge-off' stay on your credit report?

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Post subject: Credit Card Charge Offs

Steve
Date: 11/23/2000 10:35 am CDT

I have a charge off on my report.
I am disabled now and cannot pay it.
How long does it remain on my credit report?

I also have one other that says "collection account"
There are two dates out at the end, 06/94 and (00-00-01)
with this under it *****5******/************.

I do not understand this, the key does not help me.

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Board Monitor - AD
Date: 11/25/2000 1:34 am CDT

Steve,

Negative information usually remains on your credit report for seven years.

I am not exactly sure what the "*****5******/************" signifies, though most likely where it notes "5" is where there is some issue about the account. Unfortunately, I can't be more specific as credit reports tend to vary on their presentation and layout. Hopefully, someone else can answer you question.

Sincerely,
Alex Daskaloff
creditcardfreedom.com

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Eugene
Date: 11/26/2000 11:06 pm CDT

Steve wrote:
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> I do not understand this, the key does not help me.

Ask the credit bureau.

Eugene

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GEORGE
Date: 11/26/2000 11:30 pm CDT

Probably 5 months late???

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