Trying to Rebuild Credit After Bankruptcy
Author: justmeinsc
Joined: 17 Nov 2004
Posts: 6
Posted: Wed Nov 17, 2004 10:58 pm
Post subject: How do I opt in?
I have been reading about opting-out of credit card offers and did so quite a while back. I now need those pre-approved offers, so how do I opt in? I will need to do this before Capitol One or Providian will send pre-approved offers. Right?
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Author: nativechild48
Credit Expert (100+ Posts)
Joined: 10 Nov 2003
Posts: 326
Posted: Thu Nov 18, 2004 9:26 am
If you did opt out, then you can call the same number to opt back in. How long has it been since your BK?
native
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Author: justmeinsc
Joined: 17 Nov 2004
Posts: 6
Posted: Thu Nov 18, 2004 9:32 am
It was filed in June of this year and discharged in September. When should I start getting CC offers?
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Author: mouse
Joined: 29 Jul 2004
Posts: 128
Posted: Fri Nov 19, 2004 8:58 pm
AREN'T YOU PUSHIN' IT??? And there are only a FEW companies that are BK friendly
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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2358
Location: Illinois
Posted: Sun Nov 21, 2004 2:46 pm
1800-OPT-OUT should be the number you can call. Here is a list donated by NanaC from another board listing some creditors that are bankruptcy friendly.
webgroups.biz/creditcardperks/phpBB2/viewtopic.php?p=20110#20110
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Author: lawyer2be371
Joined: 10 Nov 2004
Posts: 70
Location: Milwaukee, Wisconsin
Posted: Tue Nov 30, 2004 4:58 pm
Post subject: Opt In Number
That number is missing one number Can you please post the number again 1 3 3 3 1 800 OPT OUT(?)
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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2358
Location: Illinois
Posted: Tue Nov 30, 2004 6:22 pm
Sorry about that - you are right.. 1-888-5-OPTOUT (1-888-567- 8688) Also here is additional opting out information:
Quote:
Marketing Lists In addition, you can notify the three major credit bureaus that you do not want personal information about you shared for promotional purposes. To ask the three major credit bureaus not to share your personal information, write to: Equifax, Inc. Options PO Box 740123 Atlanta, GA 30374-0123 Experian Consumer Opt-Out 701 Experian Parkway Allen, TX 75013 TransUnion Marketing List Opt Out PO Box 97328 Jackson, MS 39288-7328
Quote:
Department of Motor Vehicles The Drivers Privacy Protection Act forbids states from distributing personal information to direct marketers. It does allow for the sharing of personal information with law enforcement officials, courts, government agencies, private investigators, insurance underwriters and similar businesses. Check with your state DMV to learn more, or visit ftc.gov/privacy/protect.htm#Motor.
Quote:
Direct Marketers Telemarketing The federal government has created the National Do Not Call Registry — the free, easy way to reduce the telemarketing calls you get at home. To register, or to get information, visit donotcall.gov, or call 1-888-382-1222 from the phone you want to register. You will receive fewer telemarketing calls within three months of registering your number. It will stay in the registry for five years or until it is disconnected or you take it off the registry. After five years, you will be able to renew your registration. Mail The Direct Marketing Association’s (DMA) Mail Preference Service lets you “opt- out” of receiving direct mail marketing from many national companies for five years. When you register with this service, your name will be put on a “delete” file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that are not registered with the DMA’s Mail Preference Service. To register with DMA, send your letter to: Direct Marketing Association Mail Preference Service PO Box 643 Carmel, NY 10512 Or register online at the-dma.org/consumers/offmailinglist.html. Email The DMA also has an EMail Preference Service to help you reduce unsolicited commercial emails. To “opt-out” of receiving unsolicited commercial email, use DMA’s online form at dmaconsumers.org/offemaillist.html. Your online request will be effective for one year.Original source is the ID Theft Booklet from the FTC ftc.gov When bad things happen to your good name, is the name of the book.
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Joined: 17 Nov 2004
Posts: 6
Posted: Wed Nov 17, 2004 10:58 pm
Post subject: How do I opt in?
I have been reading about opting-out of credit card offers and did so quite a while back. I now need those pre-approved offers, so how do I opt in? I will need to do this before Capitol One or Providian will send pre-approved offers. Right?
View our latest credit card ratings!
Author: nativechild48
Credit Expert (100+ Posts)
Joined: 10 Nov 2003
Posts: 326
Posted: Thu Nov 18, 2004 9:26 am
If you did opt out, then you can call the same number to opt back in. How long has it been since your BK?
native
View our latest credit card ratings!
Author: justmeinsc
Joined: 17 Nov 2004
Posts: 6
Posted: Thu Nov 18, 2004 9:32 am
It was filed in June of this year and discharged in September. When should I start getting CC offers?
View our latest credit card ratings!
Author: mouse
Joined: 29 Jul 2004
Posts: 128
Posted: Fri Nov 19, 2004 8:58 pm
AREN'T YOU PUSHIN' IT??? And there are only a FEW companies that are BK friendly
View our latest credit card ratings!
Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2358
Location: Illinois
Posted: Sun Nov 21, 2004 2:46 pm
1800-OPT-OUT should be the number you can call. Here is a list donated by NanaC from another board listing some creditors that are bankruptcy friendly.
webgroups.biz/creditcardperks/phpBB2/viewtopic.php?p=20110#20110
View our latest credit card ratings!
Author: lawyer2be371
Joined: 10 Nov 2004
Posts: 70
Location: Milwaukee, Wisconsin
Posted: Tue Nov 30, 2004 4:58 pm
Post subject: Opt In Number
That number is missing one number Can you please post the number again 1 3 3 3 1 800 OPT OUT(?)
View our latest credit card ratings!
Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2358
Location: Illinois
Posted: Tue Nov 30, 2004 6:22 pm
Sorry about that - you are right.. 1-888-5-OPTOUT (1-888-567- 8688) Also here is additional opting out information:
Quote:
Marketing Lists In addition, you can notify the three major credit bureaus that you do not want personal information about you shared for promotional purposes. To ask the three major credit bureaus not to share your personal information, write to: Equifax, Inc. Options PO Box 740123 Atlanta, GA 30374-0123 Experian Consumer Opt-Out 701 Experian Parkway Allen, TX 75013 TransUnion Marketing List Opt Out PO Box 97328 Jackson, MS 39288-7328
Quote:
Department of Motor Vehicles The Drivers Privacy Protection Act forbids states from distributing personal information to direct marketers. It does allow for the sharing of personal information with law enforcement officials, courts, government agencies, private investigators, insurance underwriters and similar businesses. Check with your state DMV to learn more, or visit ftc.gov/privacy/protect.htm#Motor.
Quote:
Direct Marketers Telemarketing The federal government has created the National Do Not Call Registry — the free, easy way to reduce the telemarketing calls you get at home. To register, or to get information, visit donotcall.gov, or call 1-888-382-1222 from the phone you want to register. You will receive fewer telemarketing calls within three months of registering your number. It will stay in the registry for five years or until it is disconnected or you take it off the registry. After five years, you will be able to renew your registration. Mail The Direct Marketing Association’s (DMA) Mail Preference Service lets you “opt- out” of receiving direct mail marketing from many national companies for five years. When you register with this service, your name will be put on a “delete” file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that are not registered with the DMA’s Mail Preference Service. To register with DMA, send your letter to: Direct Marketing Association Mail Preference Service PO Box 643 Carmel, NY 10512 Or register online at the-dma.org/consumers/offmailinglist.html. Email The DMA also has an EMail Preference Service to help you reduce unsolicited commercial emails. To “opt-out” of receiving unsolicited commercial email, use DMA’s online form at dmaconsumers.org/offemaillist.html. Your online request will be effective for one year.Original source is the ID Theft Booklet from the FTC ftc.gov When bad things happen to your good name, is the name of the book.
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posted by CardRatings.com at 1:23 PM
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