Rebuilding Credit After Bankruptcy

Author: jdh7802
Joined: 24 Nov 2004
Posts: 2
Posted: Wed Nov 24, 2004 12:59 pm
Post subject: AMEX - Bankruptcy

I filed for bankruptcy more than 10 yrs ago (youthful indiscretion) and as a more mature adult, I have my act together today. I own a house, cars, credit cards, etc. My problem is that I'm required to get a corp. Amex for work for travel, etc. and have been denied by Amex because they were included in the bankruptcy 10+ years ago. They can't take restitution because they were included in the bankruptcy. So, now I'm stuck. My company is a fortune 100 company and pays the bill directly, but they still won't budge. Any suggestions? Many thanks.

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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2373
Location: Illinois
Posted: Wed Nov 24, 2004 2:38 pm

Check over to artofcredit.com I think someone that way actually got a card again after bankruptcy, but can't remember the time period they had to wait. American Express is one of them hard ones to get around on with bankruptcy. Though I think you are better off without it, a lot of people get in a heck of a mess when their employers go belly up, and then they go after the employees to pay the credit card bills, and make it personal to start reporting the bad accounts. They are the worse for this problem, so if you get it tread carefully.

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Author: jdh7802
Joined: 24 Nov 2004
Posts: 2
Posted: Sat Nov 27, 2004 5:45 pm

thanks!

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Author: nativechild48
Credit Expert (100+ Posts)
Joined: 10 Nov 2003
Posts: 326
Posted: Sat Nov 27, 2004 9:24 pm

Another option is the Oasis program that Amex has for people who had their debt charged off or Bk'ed.

Try this link to find out about it:

consumers.creditnet.com/straighttalk/board/

native

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Author: Peachkiwi
Joined: 27 Jun 2003
Posts: 39
Posted: Mon Nov 29, 2004 2:31 am
Post subject: Re: AMEX - Bankruptcy

jdh7802 wrote:
I filed for bankruptcy more than 10 yrs ago (youthful indiscretion) and as a more mature adult, I have my act together today. I own a house, cars, credit cards, etc. My problem is that I'm required to get a corp. Amex for work for travel, etc. and have been denied by Amex because they were included in the bankruptcy 10+ years ago. They can't take restitution because they were included in the bankruptcy. So, now I'm stuck. My company is a fortune 100 company and pays the bill directly, but they still won't budge. Any suggestions? Many thanks.

I don't know if this would help, but MBNA is currently offering American Express credit cards.

mbnarewards.com

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Author: guessindigo
Joined: 19 Sep 2004
Posts: 51
Posted: Mon Nov 29, 2004 8:14 pm

If you BK'd on AMEX you will never get their card again unless you pay in full what you owe and wait 1 full year OR Simpy follow the road to MBNA and get your AMEX card there. Since you did not BK on MBNA, you can get one over there.

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