How do I check my credit report online?

Author: DRBTOYSROCK
Joined: 08 Dec 2004
Posts: 2
Posted: Wed Dec 08, 2004 3:38 am
Post subject: HOW DO I CHECK MY CREDIT REPORT ON LINE?

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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2393
Location: Illinois
Posted: Wed Dec 08, 2004 10:48 am

If it is your very first time, usually recommend going direct to each credit reporting agency.

Experian experian.com 888-397-3742

Equifax equifax.com 800-685-1111

TransUnion transunion.com 800-916-8800

Myself I like calling in credit reports, takes more time, but I think it is a better format for reading over the web site. If this is not your first time ordering, you might like to go through one of the monitoring services that provide pretty good deal like: privacyguard.com or mycreditkeeper.com

Offer 1/2 month access for $1 - just have to remember to call customer service before deal is up to cancel, otherwise charge $120 per year membership. The benefit of ordering first with the credit reporting agency is that if you see something you have questions on, then with them reports only, you will get a file number and phone number allowing you to call into customer service. And also these reports contain addresses for each of the creditors reporting, so if you have any inquiries with them you can contact them directly. The after market reports through various monitoring services don't give you this. Plus sometimes their reports differ on data then the main reports.

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