Credit Tips: Credit Card with Balance Transfer Grace Period

Posted On: February 1, 2005

Author: micky
Joined: 09 Jan 2005
Posts: 3
Posted: Mon Jan 10, 2005 2:25 pm
Post subject: grace period on BT

can you list CCC that offer BT with a grace period. I know Capital one offers it under different name: (purchase chechs)

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Author: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Joined: 29 Jul 2004
Posts: 142
Posted: Mon Jan 10, 2005 3:51 pm
Post subject: Re: grace period on BT

micky wrote:
can you list CCC that offer BT with a grace period.

I know Capital one offers it under different name: (purchase chechs)

1) CAPITAL ONE
2) SEE #1
3) SEE #1 or #2

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Author: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Joined: 29 Jul 2004
Posts: 142
Posted: Mon Jan 10, 2005 3:53 pm

No others exist that I know of… And I have done HUNDREDS OF THOUSANDS OF DOLLARS OF BT’S CAPITAL ONE lets you PIF by the due date with no additional interest

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Author: Polonius
Credit Expert (100+ Posts)
Joined: 19 Jan 2004
Posts: 444
Posted: Mon Jan 10, 2005 4:34 pm

In addition to CapitalOne, Chase offers “traditional balance transfer” checks on some card types which are treated as purchases–however, it recently changed its terms to add a fee of up to $75 for each one. There’s still a grace period. Also, First National Bank of Omaha offers “consolidation checks” on its cards which are treated as purchases with grace as well.

Polonius

“Neither a borrower, nor a lender be; For loan oft loses both itself and friend”

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