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Tuesday, January 04, 2005

Searching for Prime Rewards Credit Card After Bankruptcy

Author: cataloger
Joined: 25 Apr 2004
Posts: 1
Posted: Thu May 13, 2004 8:25 pm
Post subject: 719 Score with Discharged Bankruptcy

My Chapter 13 bankruptcy was discharged last year so I assume I'm lucky to have a 719 score. Have 1 card with an $8700 limit, 1 card with a $7500 limit, and 1 card with a $5000 limit. All with $0 balances. I do use the cards but pay in full every month. I have been trying to get a credit card that gives me 1 air mile for every dollar spent (like Capitol One Miles Card). Keep getting turned down because of the bankruptcy in my past. Am I going to have to wait 7 years to get a miles card?

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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2132
Location: Illinois
Posted: Thu May 13, 2004 8:29 pm

webgroups.biz/creditcardperks/phpBB2/viewtopic.php?t=1091

Pure and simple running into a lender which is not bankruptcy friendly... here is a list another person provided, but it shows what others have reported experiencing with bankruptcy. Hope link works for you, between guest & log in mode I mess this up quite a bit inner posting. That is a wonderful score by the way, would say to just use the cards you have now for the best financial advantage since your scores are already up there well enough.

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Author: Guest
Posted: Fri May 14, 2004 9:42 am

With a BK13 you won't get any prime rewards card aka miles cards. Sorry.

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