Credit Card Activation

Author: MouZZ
Guest
Posted: Tue Mar 23, 2004 7:56 pm
Post subject: Card Activation

When does the new credit card "credit line" show up on the credit history/report? When you're approved? Or when you activate the card?

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Author: mouse
Guest
Posted: Wed Mar 24, 2004 12:50 am
Post subject: Re: Card Activation

MouZZ wrote:
When does the new credit card "credit line" show up on the credit history/report? When you're approved? Or when you activate the card?before you get the card when you get the card after you get the card many months after you get the card never activating the card has nothiing to do with reporting, it tells the credit card company that you got your card, that is all it does

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Author: MouZZ
Guest
Posted: Thu Mar 25, 2004 2:50 pm

What happens if I don't activate my card for a long time? Do some companies kill the card then?

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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2132
Location: Illinois
Posted: Fri Mar 26, 2004 10:18 am

May very well be possible that they only give so much time to see activation then they cancel the account. What is your situation, are you sitting on one of these now, that you have been delaying activation then?

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Author: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Joined: 19 May 2003
Posts: 713
Location: NJ
Posted: Sat Mar 27, 2004 2:54 am

If you don't activate your card within a reasonable time frame you will hear from the bank's security department. They want to make sure you actually received the card and that it wasn't stolen. If you didn't receive it they will cancel it and reissue a new one.

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