Credit Card Account Settlement Paid but Still on my Credit Report
Author: parrothead86
Joined: 22 Apr 2004
Posts: 55
Posted: Mon May 10, 2004 6:52 pm
Post subject: Stillman Law LLC
Over a year ago I paid off a credit card that was placed for collections to Stillman Law LLC. I made an agreement with them in writting to pay over $800 on a $1000 collection. ( original creidt limit of $200 ). I recieved a letter from them stating the judgment was settled in full etc. yet over a year later the balance between the settlement agreement amount and the original collection amount still shows up on my credit report. Doesnt satisfied in full mean Satisfied in full? I have called the original credit granter on this several times they tell me they will take care of it. Stillman Law will no longer accept or return my calls. How do you get a break? Bad things happen to good people! Good people try to fix the trouble left in the wake. Do I have to pay the remaining balance to make this come off or should it show satisfied on my credit report just like the court documents that they sent me?
Parrothead86
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Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2135
Location: Illinois
Posted: Mon May 10, 2004 8:22 pm
If you have the court document that shows satisfied then forward copies of this to each of the credit reporting agencies asking them to update the judgment to reflect satisfied, and update any other collection listings, original creditor listings to also show zero balance paid.
Experian
PO Box 2002
Allen Tx 75013
Equifax(need to check their site for the correct dispute address) there is a zip code look up at this site:
econsumer.equifax.com/consumer/forward.ehtml?forward=investigation
TransUnion
PO Box 1000
Chester Pa 19022
Be sure to include: Name Address Social Security Number Date of Birth Copy of Drivers License Copy of the court form showing satisfied
View our latest credit card ratings!
Joined: 22 Apr 2004
Posts: 55
Posted: Mon May 10, 2004 6:52 pm
Post subject: Stillman Law LLC
Over a year ago I paid off a credit card that was placed for collections to Stillman Law LLC. I made an agreement with them in writting to pay over $800 on a $1000 collection. ( original creidt limit of $200 ). I recieved a letter from them stating the judgment was settled in full etc. yet over a year later the balance between the settlement agreement amount and the original collection amount still shows up on my credit report. Doesnt satisfied in full mean Satisfied in full? I have called the original credit granter on this several times they tell me they will take care of it. Stillman Law will no longer accept or return my calls. How do you get a break? Bad things happen to good people! Good people try to fix the trouble left in the wake. Do I have to pay the remaining balance to make this come off or should it show satisfied on my credit report just like the court documents that they sent me?
Parrothead86
View our latest credit card ratings!
Author: NightStar
Forum Moderator
Joined: 07 Nov 2003
Posts: 2135
Location: Illinois
Posted: Mon May 10, 2004 8:22 pm
If you have the court document that shows satisfied then forward copies of this to each of the credit reporting agencies asking them to update the judgment to reflect satisfied, and update any other collection listings, original creditor listings to also show zero balance paid.
Experian
PO Box 2002
Allen Tx 75013
Equifax(need to check their site for the correct dispute address) there is a zip code look up at this site:
econsumer.equifax.com/consumer/forward.ehtml?forward=investigation
TransUnion
PO Box 1000
Chester Pa 19022
Be sure to include: Name Address Social Security Number Date of Birth Copy of Drivers License Copy of the court form showing satisfied
View our latest credit card ratings!
posted by CardRatings.com at 1:42 PM
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