Credit Tips: How can I get my credit card APR lowered?

Posted On: November 1, 2004

Author: Guest
Posted: Sat Nov 22, 2003 4:03 pm

….Why on earth is the APR 12.99%. OUTRAGEOUS!!!!!!!! Called retention was told that was all that was available. UNREAL!!! Others here get 9.9 or lower. Can someone tell me after how many months can I get that cut down? Do I have to carry a balance? Use it VEry FREQUENTLY? I need advice on how to use this card to get a lower APR. Credit line was nice so I don’t care about that

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