Credit Tips: Credit Card Usage Ratio

Posted On: September 1, 2004

Author: Harry-Guest
Posted: Thu Jun 19, 2003 11:54 am

If you have a major credit card with a $13,500 limit, and you are only charging $40-60 monthly on it, does this look good or bad to the three credit bureaus, or does it even matter at all? I charge higher amounts on other cards, but I buy only gas on one card, to keep it active; hence, the low monthly charges.

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