Credit Tips: credit card monthly service charge

Posted On: September 1, 2004

Author Ira(Member for 2 yrs.+) Joined: 19 May 2003 Posts: 597Location: NJ
Posted: Mon Sep 15, 2003 10:27 pm Post subject: Could this be true???

The following was sent to me yesterday. I cannot vouch for its truthfulness. It sounds very much like an urban legend, and I’ve deleted the name of the bank to protect the guilty. For what it’s worth, then…………. My Aunt died this past January. Her Bank billed her for February and March for their monthly service charge on her credit card, and then added late fees and interest on the monthly charge…the balance had been $0.00… now was somewhere around $60.00) I placed the following phone call to The Bank: Me: “I am calling to tell you that she died in January.” Bank: “The account was never closed and the late fees and charges still apply.” Me: “Maybe you should turn it over to collections…” Bank: “Since it is 2 months past due, it already has been.” Me: “So what will they do when they find out she is dead?” Bank: “Either report her account to the frauds division, or report her to the credit bureau…maybe both!” Me: “Do you think God will be mad at her?” Bank:”…excuse me ….?” Me: “Did you just get what I was telling you…. the part about her being dead?” Bank: “Sir, you’ll have to speak to my supervisor!” (Supervisor gets on the phone) Me: ”I’m calling to tell you, she died in January.” Bank: “The account was never closed and the late fees and charges still apply.” Me: “You mean you want to collect from her estate?” Bank: “…..(stammer)” “Are you her lawyer?” Me: “No, I’m her great nephew.” (Lawyer info given… ) Bank: “Could you fax us a certificate of death?” Me: “Sure.” ( Fax number is given ) ( After they get the fax. ) Bank: “Our system just isn’t setup for death…” Me: “Oh…” Bank: “I don’t know what more I can do to help…” Me: “Well… if you figure it out, great! If not, you could just keep billing her…I suppose…don’t really think she will care….” Bank: “Well…the late fees and charges do still apply.” Me: “‘Would you like her new billing address?” Bank: “That might help.” Me: ” ( Odessa Memorial Cemetery #### Hwy 129 and plot number given. ) Bank: “Sir, that’s a cemetery!” Me: “What do you do with dead people on your planet?!!”_________________Do not let what you cannot do interfere with what you can do. Ira View our latest credit card ratings!