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Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

March 2009


Citi Credit Card Rewards Responsible Action (Part 2)

Written by Mike Killian
Posted On: March 31, 2009

Editor's Note: This article is the second of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Citi Forward also offers a variety of credit education and online features to help keep card members' credit healthy: Spend Tracker: a simple, easy-to-use online tool that estimates their categorized spending and shows how it stacks up [...]

Posted in: Citi Credit Cards | Credit Card Interest | Credit Score | Low Rate Credit Cards | 1 Comments

Citi Credit Card Rewards Responsible Action (Part 1)

Written by Mike Killian
Posted On: March 26, 2009

Editor's Note: This article is the first of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Who hasn't ever paid a credit card late fee? Consumers are often penalized with over the limit fees or a higher interest rate for being late on a payment. Wouldn't it be great if there [...]

Posted in: Citi Credit Cards | Credit Card Interest | Credit Score | Low Rate Credit Cards | 0 Comments

Help With My Credit Rescues Debtors from Credit Card Debt

Written by
Posted On: March 18, 2009

Editor's Note: This article is an interview with Joe Ganley, a spokesperson for Help With My Credit.Daily, the economy seems to become more and more difficult to deal with. Consumers across the land are screaming for aid in dealing with their credit load. Major banks have joined forces to offer consumer help. Despite what some [...]

Posted in: Credit Card Debt Settlement | Credit Score | 1 Comments

Introducing the Hilton HHonors Surpass Card

Written by
Posted On: March 12, 2009

Fans of Hilton Hotels can enjoy even more travel perks when carrying the new Hilton HHonors Surpass Card from American Express. In return for a $75 annual fee, Cardmembers enjoy an enhanced selection of member privileges, your Priority Pass membership grants you access to over 600 airport lounges in over 100 countries around the world. [...]

Posted in: Rewards Credit Card | Travel Credit Cards | 0 Comments

FICO 2008 - Demsityfing the Latest Version of the Famed Credit Score

Written by Mike Killian
Posted On: March 10, 2009

Editor's Note: This article is the second of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Mike: How does FICO®08 differ from what has been the case? Chris: The primary drivers of the FICO® score remain how consistently bills have been paid as agreed, and how [...]

Posted in: Credit Reports | Credit Score | 6 Comments

FICO 2008 - Demystifying the Latest Version of the Famed Credit Score

Written by Mike Killian
Posted On: March 6, 2009

Editor's Note: This article is the first of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Prior to 1989, credit approval was subjective and time consuming. If an underwriter did not like the color of your hair, you might not be considered for your loan. [...]

Posted in: Credit Reports | Credit Score | 0 Comments

Variable versus Fixed-Rate Credit Cards

Written by
Posted On: March 4, 2009

An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line. All cards can be classified as either fixed or variable rate. Fixed rate means the interest rate never changes—at least, in theory. The rate on variable-rate cards, however, can go up or down, depending on [...]

Posted in: Credit Card Interest | 0 Comments