March 2009
Citi Credit Card Rewards Responsible Action (Part 2)
Written by Mike Killian
Posted On: March 31, 2009
Editor's Note: This article is the second of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Mike: Can you elaborate on some of the benefits of this program? Terry: Citi Forward has great built-in features and benefits that include: Quarter percent purchase APR reduction when making a purchase, staying under the credit line [...]
Citi Credit Card Rewards Responsible Action (Part 1)
Written by Mike Killian
Posted On: March 26, 2009
Editor's Note: This article is the first of a two-part interview with Terry O'Neil, Executive vice president of Citi Cards.Who hasn't ever paid a credit card late fee? Consumers are often penalized with over the limit fees or a higher interest rate for being late on a payment. Wouldn't it be great if there [...]
Help With My Credit Rescues Debtors from Credit Card Debt
Written by Joe Taylor Jr.
Posted On: March 18, 2009
Editor's Note: This article is an interview with Joe Ganley, a spokesperson for Help With My Credit.Daily, the economy seems to become more and more difficult to deal with. Consumers across the land are screaming for aid in dealing with their credit load. Major banks have joined forces to offer consumer help. Despite what some [...]
Introducing the Hilton HHonors Surpass Card
Written by Joe Taylor Jr.
Posted On: March 12, 2009
Fans of Hilton Hotels can enjoy even more travel perks when carrying the new Hilton HHonors Surpass Card from American Express. In return for a $75 annual fee, Cardmembers enjoy an enhanced selection of member privileges, including access to international airport lounges and discounted car services. American Express spokesperson Mona Hamouly answered some of the [...]
FICO 2008 - Demsityfing the Latest Version of the Famed Credit Score
Written by Mike Killian
Posted On: March 10, 2009
Editor's Note: This article is the second of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Mike: How does FICO®08 differ from what has been the case? Chris: The primary drivers of the FICO® score remain how consistently bills have been paid as agreed, and how [...]
FICO 2008 - Demsityfing the Latest Version of the Famed Credit Score
Written by Mike Killian
Posted On: March 6, 2009
Editor's Note: This article is the first of a two-part interview with Chris Groppa, Account Supervisor for Fleishman-Hillard, Inc. and Ethan Dornhelm, scoring scientist for Fair Isaac.Prior to 1989, credit approval was subjective and time consuming. If an underwriter did not like the color of your hair, you might not be considered for your loan. [...]
Variable versus Fixed-Rate Credit Cards
Written by Curtis Arnold
Posted On: March 4, 2009
An excerpt from How YOU Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line. All cards can be classified as either fixed or variable rate. Fixed rate means the interest rate never changes—at least, in theory. The rate on variable-rate cards, however, can go up or down, depending on [...]
