Getting Dinged with a $250 Credit Card Credit Limit Increase Fee!

Posted On: May 29, 2007

By Curtis Arnold, Founder of CardRatings.com Not too long ago, one of my CardRatings.com colleagues came home to find an offer from Best Buy in her mailbox. It was for a MasterCard that came with some nice perks:

An introductory APR of 0% – good for a year

Four percent back on Best Buy purchases

A minimum of [...]

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Credit Cards, Frequent Flyer Miles, and “Priceless” Gifts

Posted On: May 18, 2007

By Curtis Arnold, Founder of CardRatings.com More and more of us are accumulating frequent flyer miles – not because we’re flying all over the place, but because we get them as built-in perks when we use our credit cards. Of course, there are plenty of people who actually are frequent flyers, who rack up their [...]

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Money Tips

Posted On: May 14, 2007

Guest: Lucky7Post subject: Credit Card Application Denied Despite Good CreditPosted: Mon May 14, 2007 2:01 pm
Quote: What was the denial reason? You get a free credit report out of it
Past and/or present delinquent credit obligations.
Like I said, last bad thing was 5 1/2 years ago. I got [...]

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Money Tips: Credit Card Application Denied Despite Good Credit

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Guest: Lucky7Post subject: Credit Card Application Denied Despite Good CreditPosted: Mon May 14, 2007 2:01 pm
Quote: What was the denial reason? You get a free credit report out of it
Past and/or present delinquent credit obligations.
Like I said, last bad thing was 5 1/2 years ago. I got [...]

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Guest: hesidenCredit Expert (100+ Posts)Post subject: Denied for Pre-Approved Credit Card OfferPosted: Mon May 14, 2007 1:47 pm
Lucky7 wrote: Oh, I realize it’s only pre-approved to apply, I’m just confused because they just denied me. I don’ t know whether to let it go, call them, or what? I don’t know why [...]

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Money Tips: Denied for Pre-Approved Credit Card Offer

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Guest: hesidenCredit Expert (100+ Posts)Post subject: Denied for Pre-Approved Credit Card OfferPosted: Mon May 14, 2007 1:47 pm
Lucky7 wrote: Oh, I realize it’s only pre-approved to apply, I’m just confused because they just denied me. I don’ t know whether to let it go, call them, or what? I don’t know why [...]

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Guest: Lucky7Post subject: Four Credit Card ApplicationsPosted: Mon May 14, 2007 1:16 pm
Literally a few weeks ago I applied for four cards—-chase, amex blue, citibank, and discover. I got all of them except discover. Today in the mail I got a preapproved Discover mailing. Uh—–I’m confused. I have never got [...]

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Money Tips: Four Credit Card Applications

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Guest: Lucky7Post subject: Four Credit Card ApplicationsPosted: Mon May 14, 2007 1:16 pm
Literally a few weeks ago I applied for four cards—-chase, amex blue, citibank, and discover. I got all of them except discover. Today in the mail I got a preapproved Discover mailing. Uh—–I’m confused. I have never got [...]

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Guest: hesidenCredit Expert (100+ Posts)Post subject: Discover Credit Card Application Denied Although AmEx ApprovedPosted: Mon May 14, 2007 1:55 pm
Lucky7 wrote: Thanks for the advice. I may call them—not sure yet. I do want a discover card, but it kind of irritates me that they were the only ones to [...]

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Guest: PokerplayerPost subject: Chase Freedom and Flexible Rewards Credit Card Application ApprovedPosted: Mon May 14, 2007 1:15 pm
same thing here…applied for the Freedom and Flexible Rewards at the same time about a month ago. Finally got both cards just the other day. I always think that if you get [...]

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