How To Get My Credit Limit Up on My Credit Card

Posted On: March 22, 2007

Author: BretHart723
Posted: Fri Mar 09, 2007 12:03 am
Post subject: What best way for me to get my credit up

I just got my credit card 2 weeks ago….now when i get my first bill should i pay it all in full??? Just asking because my friend told me to just pay a little over the min. amount and keep making payments and it will look better….what should i do??

pay all of it off and use it every month and keep on paying all on time dont max it out and in no time your score will be awsome
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https://home.americanexpress.com/home/mt_personal.shtml
{TOP 3 FAVORITE CREDIT CARDS AND THERE LIMITS}
1)BANK OF AMERICA AK AIRLINES$7000
2)AMEX BLUE SKY$23,000
3)DISCOVER CARD CASH$5000

Look better to whom? Perhaps to the card issuer. They love fee paying customers.

If I were you I would get into the habit of paying in full every month. If you don’t you’ll get hit with finance charges every month. I call that renting money. It’s not necessary unless you absolutely can’t pay in full. The other piece of advice I can give you is to use your credit responsibly. Don’t spend more than you can reasonably hope to pay off in full when you get your statement.

I’m sure you’ll get other opinions. Weigh them all and do what seems right for you and your situation.

Ira great advice!
_________________
https://home.americanexpress.com/home/mt_personal.shtml
{TOP 3 FAVORITE CREDIT CARDS AND THERE LIMITS}
1)BANK OF AMERICA AK AIRLINES$7000
2)AMEX BLUE SKY$23,000
3)DISCOVER CARD CASH$5000

I agree with Ira. Pay in full every month. The interest rate that you’re charged isn’t worth letting a balance sit.

Your credit score will be slightly - only slightly - lower if you don’t use your cards on a regular basis. To that end, if you want to get the highest possible credit score and personal benefit, my advice is to use the card on a monthly basis - but  always pay in full.

For many people, there will be occasions when you have to carry a balance on a card, but the less you can do this the more money you will save and the better your overall money-management habits will be.