Money Tips: Chase Credit Card Rate Hike

Posted On: January 24, 2007

Guest: hankreardonPost subject: Chase Credit Card Rate Hike Posted: Wed Jan 24, 2007 9:07 am
After three years of a 5.9% fixed APR, Chase just hiked my rate to 7.9%. When I called them to ask why, the said it was a business decision, was done to nearly 30% of their accounts, and [...]

Money Tips: Why should I pay my credit card balance in full every month?

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Guest: hankreardonPost subject: Why should I pay my credit card balance in full every month?Posted: Wed Jan 24, 2007 9:11 am
Why do people in this forum so often recommend to PIF? As far as I can tell, your credit report only indicates that you paid something for the month, not [...]

Credit Tips: How Does a Paid In Full Credit Card Effect Your Credit?

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Author: hankreardonPosted: Wed Jan 24, 2007 9:11 am Post subject: PIF
Why do people in this forum so often recommend to PIF? As far as I can tell, your credit report only indicates that you paid something for the month, not whether you PIF or not. If you’re looking at [...]

How Long Can You Be Black Listed From a Credit Card?

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Author: AJ
Posted: Sun Jan 21, 2007 5:34 pm
Post subject: How Long Will A Credit Card Company Keep you “Blacklist
I assume that means you defaulted or filed a chapter against them. I know it’s removed from you reports after 10 years, but the banks still have you as being BAD
Author: mouse
Posted: Sun Jan 21, 2007 [...]

Money Tips: Should I cancel this credit card account?

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Guest: coffeeguzzlerPost subject: Should I cancel this credit card account?Posted: Wed Jan 24, 2007 2:08 am
Hello, I have a credit card with Bank of America (it was with MBNA, but BAC bought ‘em), and have had it for about 10 years. I’m going to use another card or cards instead [...]

Credit Tips: Rewards Credit Card Annual Fee Review

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Author: coffeeguzzlerPosted: Wed Jan 24, 2007 2:08 am Post subject: keep my old card?
Hello, I have a credit card with Bank of America (it was with MBNA, but BAC bought ‘em), and have had it for about 10 years. I’m going to use another card or cards instead (just [...]

Credit Tips: Can a Credit Card Annual Fee Be Taken Off?

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Author: coffeeguzzlerPosted: Wed Jan 24, 2007 2:08 am Post subject: keep my old card?
Hello, I have a credit card with Bank of America (it was with MBNA, but BAC bought ‘em), and have had it for about 10 years. I’m going to use another card or cards instead (just [...]

Money Tips: Capital One Credit Card with 5.9% APR

Posted On: January 23, 2007

Guest: mouseSENIOR MEMBER (Member for 2 yrs.+)Post subject: Capital One Credit Card with 5.9% APRPosted: Tue Jan 23, 2007 9:59 pm
7.25% IS TOO HIGH
I HAD 5.90% WITH CAPITAL ONE
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Guest: [...]

Money Tips: Want to Balance Transfer Spouse’s Debt to my Credit Card

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Guest: mouseSENIOR MEMBER (Member for 2 yrs.+)Post subject: Want to Balance Transfer Spouse’s Debt to my Credit CardPosted: Tue Jan 23, 2007 9:56 pm
Joinarnold wrote: I recently got married. Thanks.
My wife has a bit of credit card debt, about 12K, that I want to either pay off or BT [...]

Money Tips: Can I transfer new spouse’s credit card debt to my account?

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Guest: JoinarnoldPost subject: Can I transfer new spouse’s credit card debt to my account? Posted: Tue Jan 23, 2007 7:54 pm
I recently got married. Thanks.
My wife has a bit of credit card debt, about 12K, that I want to either pay off or BT it.
Here’s the question. If I [...]