New Discover Card Offer Rewards On-Time Payments

Posted On: December 31, 2006

By Nancy Castleman, CardRatings.com Senior Reporter
Motiva, a unique new credit card from Discover, is designed for people who carry a balance and can use some extra motivation to pay their bills on time. Here’s how it works: When cardholders make six on-time payments in a row, they receive the seventh month’s interest as a “Pay-On-Time [...]

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Credit Tips: Missing Credit Card Information on Credit Bureau Tips

Posted On: December 23, 2006

Author: absolutePosted: Sat Dec 23, 2006 2:51 pm Post subject: ….credit bureau information is missing or unavailible.
im trying to build better credit. i applied for a capitol one credit card wich i was denied. the reason(s) for not approving me were:”based on the credit report from equifax for joe [...]

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Credit Tips: Income Varification Tips for Credit Cards

Posted On: December 22, 2006

Author: artcubedPosted: Fri Dec 22, 2006 10:10 pm Post subject: AMEX income verification - F/R @ Application
About two months ago, I got denied for an american express green rewards card that I applied for.
Three weeks later I got a preapproval offer in the mail for - guess what? [...]

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Credit Tips: Bank of America World Credit Card With no Pre-Set Limit

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Author: AJPosted: Fri Dec 22, 2006 6:51 am Post subject: Bank Of America World Card No Pre Set Limit
This was a former MBMA Card 5.9 fixed across the board. Although it shows up as 22.5 k, they won’t tell me how much I can go over my limit, just [...]

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Credit Tips: Credit Card Rejection Notification

Posted On: December 21, 2006

Author: IraPosted: Thu Dec 21, 2006 9:43 pm Post subject: New type of rejection notice?
I received a rejection notice for a card I applied for. No big deal, except for the following sentence in the rejection letter:
Quote: According to our information, the address you supplied may have been [...]

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Credit Tips: Tips on Getting a Lower Interest Rate Credit Card

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Author: PhatCtPosted: Thu Dec 21, 2006 6:34 pm Post subject: follow up to recent post: getting lower rate
Hi…I’m not a very active member of this community but have received help in the past and hope to do so now.
I have one credit card, a CapitalOne, limit is $10K, [...]

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Credit Tips: What Can I Do To Reduce My Credit Card Rate?

Posted On: December 20, 2006

Author: Marcus138Posted: Wed Dec 20, 2006 8:41 pm Post subject: what can I do to reduce my rate?
Hi, I am new to the forum. I am hoping some of you guys who are more knowledgable then me can give me some advice. I have two credit cards, a small [...]

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Credit Tips: Can My Credit Card Limit Be Raised 3,000?

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Author: TunesPosted: Wed Dec 20, 2006 10:51 pm Post subject: Need your opinion
Credit score: 770
I have a couple credit cards. The one I’ve used the most is Discover with fixed apr of 9.9. Other card Citicard at variable rate of 11.24. And Wells CC at 14.99. Right now [...]

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Credit Tips: Juniper Lowering Credit Card Limit

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Author: novaboyPosted: Wed Dec 20, 2006 10:06 pm Post subject: Juniper Lower My Credit Limit
Hi Guys!
I have a Juniper U.S. Airways Credit Card. Today I check my account and they lower my credit limit from $ 9000.00 to $6000.00. Have this happen to anyone. I don’t understand the [...]

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Credit Tips: Which Credit Card Companies Don’t Report Credit?

Posted On: December 19, 2006

Author: govols06Posted: Tue Dec 19, 2006 1:29 pm Post subject: Which companies don’t report limits?
I was just reading an article about Capital One not reporting credit limits to the bureaus. While I’m grateful that they gave me credit when others wouldn’t, it could come back to get me later. [...]

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