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Curtis Arnold
Curtis Arnold, Editor-in-Chief
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Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

June 2006


Credit Card Debt Likely to Escalate as the Fed Raises Rates Again

Written by Mike Killian
Posted On: June 29, 2006

On May 25th, the Wall Street Journal (WSJ) published an article entitled "Loss of Balance: Credit-Card Issuers' Problem: People Are Paying Their Bills". The article began, "Although Americans are deeper in debt than ever, they are paying off bigger portions of their monthly credit-card bills." The article offers reasons why and the overall affect on [...]

Posted in: Credit Card Debt Settlement | 0 Comments

Low APR on a Balance Transfer Credit Card

Written by
Posted On: June 27, 2006

Author: lowloan Is there any card offering 1.99% or 3.99% for life for BT? Author: Ira tons & tons of them. Chase constantly offers it, I get BT checks with my Citibank statements, and I'm sure there are others out there. Just look around. I bought my current car on a credit card BT offer [...]

Posted in: Balance Transfer | Best Credit Card Deals | Low Rate Credit Cards | 0 Comments

Consumer Tips on Redeeming Credit Card Frequent Flyer Miles

Written by Mike Killian
Posted On: June 15, 2006

In a Knight Ridder newspaper article entitled Strapped Airlines Making It Tougher To Redeem Miles, the assertion is made that frequent flyer miles have become a form of currency that can be used to purchase many types of everyday products and services, including cameras, hotel stays, and meals. On the flip side, the article also [...]

Posted in: Airline Miles Credit Cards | 0 Comments

Survey Shows College-Bound Freshman Lack Basic Credit Card and Money Skills

Written by
Posted On: June 8, 2006

Over 2.7 million students will graduate high school this year, but the sad truth is that six out of ten of them would flunk "Personal Finance 101" if it had been offered in their school. That's the key finding of a recent survey done by the Jump$tart Coalition for Personal Financial Literacy, a non-profit organization [...]

Posted in: Credit Card Education | 0 Comments

Will Federal Rulings Affect Non-Profit Status of Credit and Debt Counseling Agencies?

Written by Mike Killian
Posted On: June 2, 2006

During October of last year I wrote an article regarding non-profit credit counseling agencies entitled Is Non-Profit Status Merely Marketing Hype. Scott Pryzwansky, Senior Account Executive at Trone Public Relations, saw the article and wrote to me: "A little known provision of the Senate tax bill is currently in front of Congress. This provision fully addresses [...]

Posted in: Credit Card Debt Settlement | Credit Card Laws | 0 Comments

Credit Tips: Are Citibank Credit Cards Hard to Get?

Written by
Posted On: June 1, 2006

Author: TomfromCTPosted: Tue Apr 18, 2006 6:17 pm Post subject: CitiBank - are they hard to get? Is Citibank a hard place to get a card?? I read on the credit app sticky that it was...a comment made by a couple of people. I applied online the other day and [...]

Posted in: Citi Credit Cards | 0 Comments

Credit Tips: Best Way to Reinstate a Credit Card Account

Written by
Posted On: June 1, 2006

Author: LuckyDuckPosted: Sun May 07, 2006 5:16 pm Post subject: Reinstating a card? First of all, what a great forum! So glad I found it! Secondly, my question/problem... I have a card (visa) that I have had for many years. It expired a few months ago and instead of a [...]

Posted in: Other | 0 Comments

Credit Tips: Chase Pre-Approval Credit Card Offer

Written by
Posted On: June 1, 2006

Author: rchurchmanPosted: Mon Mar 13, 2006 5:14 pm Post subject: Chase Pre-approval Saturday I received a pre-approval letter from Chase for a Platinum. I applied online last night and the system said that I would receive my decision in the mail. Well today, I received an email saying "welcome to [...]

Posted in: Chase Credit Card | 0 Comments